Living for today - Planning for Tomorrow
I got married earlier this year and for the most part my husband and I have the same views on money. We both hate debt, like to keep a nice cash buffer around, agree that we should actively save for retirement and mostly agree on normal household expenses. BUT (yes there’s a but) the big difference between us is that he doesn’t have quite as
Last Friday night one of the power company’s substations caught fire. The entire town had no electric from late Friday night to late Saturday night. While you would think this would be just a little inconvenience the whole town went nuts. (I actually thought it was fun and convinced my girls that this was our adventure!) There was only one store in town that had
Looking for some frugal fun for the family this summer? With kids out of school and summer routines pretty loose it’s a good idea to have a list of fund and cheap summer activities you can do as a family. Here are ten ideas to try. Host a Movie Night Throw a punch of pillows and blankets on the floor and have a family movie
I was recently reading David Bach’s The Automatic Millionaire and was reminded of the latte factor. The Latte Factor, coined by Bach, is a phrase for all of those little habits that may be costing you big money over the course of your life. The truth is the little amounts of $2, $5, or $10 you spend every day can add up to something huge,
Why are some people able to build real wealth and achieve financial freedom at a much faster pace than the rest of the world? The truth is there’s no magic secret. Instead it comes down to a few key habits and traits. If you’re willing to adopt these four wealth building traits you, too, can set yourself up for a life of financial freedom. Sacrifice
Are you kids wanting to get out of the house and earn some cash this summer? Giving your kids the chance to come up with their own business idea and execute can teach them a lot about work ethic, money management, discipline and entrepreneurship. Here are ways for kids to make money this summer. A Lemonade Stand Having a lemonade stand is one of the
Since I work from home I am always asked by other hopefuls how to get started. When I explain that I put 80 hours a week working two days jobs and building an online business on the side and also had around 100 rejection letters before getting my first freelance job, I feel like that part is just glazed over. People expect me to give
You could be Richard Branson or a tramp in a bin. No matter – if you don’t tighten your purse strings like Scrooge McDuck every once in a while, you’ll end up in a spiral of debt that will only grow larger as time goes by. Indeed, screeds of people fall into bankruptcy every week. And all they needed was a strict budget to stop
You work hard to earn money and work even harder to keep ahold of it. But have you been actively looking for ways to make your money grow? If not, it might be time. Here are five tried and true ways to make your money grow. Mutual Funds/ETFs While mutual funds and ETFs are technically two different investments they do work in similar ways. In
After three months of going back and forth we are finally moving. Over the past week Jamie and I have been going through each room in the house top to bottom. We don’t want to be stuck with two houses so we’ve made it a priority to declutter as much as possible and make our current house desirable to potential buyers. In doing this I’ve
