Shopping is hard. It’s really easy to overspend and come home with bagfuls of packages that you 100% don’t need. A few weeks ago I spent $42 on limited edition Halloween-themed magazines. Titles like Haunted History and topics that included an in-depth look at Jack the Ripper, which clearly tells you way too much about me. And as I left the store I thought, oh man,
Things Johnny Depp Could Have Spent His Cash On
This past weekend I went to see the latest film in the Harry Potter universe, “Fantastic Beasts: The Crimes of Grindelwald.” And even though it was genuinely enjoyable with an amazing cinematic look, throughout the film I found that I wasn’t able to stop thinking about Johnny Depp’s bank account. Johnny Depp, as I’m sure we’ve all seen, has spent a lot of time in
You Need an Emergency Fund, Here’s Why
According to reports, only 39% of Americans have an extra $1,000 kicking around to be able to pay for financial emergencies. So if you’re in the group of Americans who don’t have an emergency fund, you’re not alone. But you need to have one. Life is unpredictable and unfortunately, it runs off money. There’s no telling what tomorrow will bring so it is in your
Cord Cutting Options: Here’s How to Stream Your Way to Cheaper TV
Cable seems like such an archaic service. With all the streaming websites and cord cutting options for streaming your favorite shows, I sometimes find myself wondering why it even exists. Today anyway. A few years ago was a different story… When I first moved out of my parent’s house in my early 20s, I was determined to live a cable-less lifestyle. Who really needs to
Easy Way to Save Money – Check Your Credit Card Statement
Everyone wants to save money. Especially those of us who are self-employed millennials who aren’t exactly sure how much actual cash we’re going to make this week. Fortunately, sometimes something as simple as checking your credit card statement can result in saving money. Small Expenses Add Up When you think about it, we purchase many items on a daily basis that add up to astronomical
How Buying in Bulk Can Save You Money
It’s no secret that buying groceries and having to stock your pantry and fridge can get costly, whether you’re a single person or have a family. While $2.00 for butter and $1.00 for a loaf of bread may not seem like a lot at the moment, it can add up. However, there are ways that buying in bulk to save money helps cut down on
EveryDollar App Review: The Best Budgeting Software for Beginners
More than 10 million people have used Dave Ramsey’s financial plan, called the 7 Baby Steps, to get out of debt. As an extension of his financial advice, Dave released a budgeting app called EveryDollar in 2015. Since then, customers have posted over 12,000 EveryDollar app reviews in the Google Play store, rating it an average of 4.4 stars. Although this budgeting software has many
How to Get the Best Rates on Your Life Insurance
One of the greatest ways to provide for your loved ones financially is to ensure you have an outstanding life insurance policy. The best way to ensure you get the right coverage is to start with a site where you can compare life insurance quotes online. Shopping from the comfort of your living room or office will allow you to get the perfect policy at
4 Steps You Need To Take NOW To Save On Holiday Gifts
Act Now; It’s Not Too Early It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday shopping before the holiday “sales” start popping up. You can save money without having to fight the crowds.
Credit Card Hardship Programs 101
What you need to know about These Programs if you’re deep in Debt You are at your wit’s end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly pay your credit card bills?