http://money.cnn.com/2005/08/09/news/economy/highyield_online_savings/index.htmGreat article that talks about the online savings accounts that many of the PF bloggers are using. Competition is definitely good for the consumer in this space. It only makes sense that if they don’t have the brick and mortar to support, that they can offer more competitive rates. http://money.cnn.com/2005/08/09/pf/expert/ask_expert/index.htmA great problem to have. His 401K is maxed out, and he’s looking for new places
Everybody Loves Your Money – Even the Cel Phone Companies
Here’s a place to look to see if you are giving more of your money away than you need to. How many cellular phone minutes do you have left over each month? More than 10%? You may be throwing money away. (in fact, the cellular companies count on it). No one likes to go over the minutes on their rate plan. If you do, it
What Would Happen if Everyone Saved 10% of their Income?
I posted a reader query awhile back asking people what they thought would happen if everyone in the nation started saving 10% of their income. I wanted to repost my question and then post some of the comments I’ve received and also link to an article in the WSJ (thanks Khyron) that talks a bit about how it might impact the economy. Here is the
Investing is Hard to do!
Investing in stocks is not my cup of tea. The trades that I have made, really haven’t gone all that good. I rode a couple dogs all the way down to the 0.00 price as they went under. Not sure why. I guess I just didn’t know what the heck I was doing. I did buy a little Microsoft. Of course, I bought it after
Saving Spree – What a Great Idea
I saw a post on another blog that talked about being on a saving spree. I thought this was a great idea because it really keeps the concept of saving fresh in your mind. I got excited about doing this and then approached my wife. “Hey honey. I picked up a great idea from a blog. Instead of going on a spending spree, let’s go
Picture This! A Convention
Hackers have oneGeeks have oneGamers have one No, I’m not talking about pocket protectors! I’m talking about conventions! Imagine what a convention might look like for a bunch of responsible personal finance bloggers like us. Planning:We’d all have to plan way in advance and map out how much we would allocate for the trip and how much time we’d need to save the money. Logistically,
It’s a big LINK day today
http://money.cnn.com/2005/08/02/news/economy/savings/index.htmArticle that highlights the fact that consumers are spending every dime they make. It also cites how some people are seeing lots of equity gains on their homes. Unfortunately, I bet a lot of these people are spending all of their income AND spending the equity in their homes http://money.cnn.com/2005/08/02/news/economy/jobs_payfreezes/index.htmGood news. You just might get a raise this year. Article talks about how “raise” freezes
Postcard in the Mail Today
Great news!I got a postcard in the mail today that said this: “Be Smart”“Use the equity in your home!”“US Bank offers loans and lines up to 125% of the value of your home”(I just picked my favorite lines from the postcard.) The postcard is from US Bank. I don’t do business with US Bank but I did years and years ago. US Bank is where
Free things on the web that are COOL
I have to admit. Personal finance is not the only thing that interests me. Luckily I work in computing and absolutely love technology. I’ve mentioned before that I could easily spend everything I’ve got on electronics and computers. Our house has a high “PC to person” ratio, mostly because I’ve got a few older machines besides our current ones. I justify the money that I
NetworthIQ Coming Along Nicely
Those guys over at NetworthIQ (assuming they are “guys”) are making good progress. Not only can you input your net worth and make it public or private, but you can also now compare your networth with others that have made their profiles public. You can sort by:AgeIncomeEducationOccupation You can also view the most popular, and highest net worth individuals. Good stuff. The more we can