Living for today - Planning for Tomorrow
Benjamin Graham is known as the “father of value investing” due to his extensive work in the field and his overall contribution to investing. When it comes to underpriced stocks & the graham formula, 1949’s The Intelligent Investor is the go-to bible for many value investors.
Are you looking for a mortgage that features a low down payment but can’t find a suitable conventional loan because of various restrictions? The Federal Housing Administration (FHA) offers loan products with down payments of just 3.5% for borrowers with FICO credit scores as low as 580 – an attractive combination for potential homebuyers with lesser credit that are struggling to come up with a
New Study Shows Their Increasing Popularity We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans rose by 11.4% in the second quarter of 2018 compared to the same quarter in 2017 – well above the 7.1%
Moving into a dorm room for the first time is exciting: It may be the first time living on one’s own, which means you may not know exactly what you need. As a parent or student, you could take the approach of figuring it out as you go, or you could use the list of dorm room essentials below as a checklist to prepare for
Bankruptcy Rules Might Go Up for Review According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America’s total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end of 2017, a whopping 11 percent of student loans were either ninety days delinquent or in default.
Father’s Day is coming up on June 17. What can you get dad to celebrate his special day without loading up the credit cards? Sometimes simpler gifts are the best. Simpler gifts may also be your only option if you are young and short on cash, or if your credit is not up to scratch right now. What does your dad like to do in
As a nation, America’s student debt load is reaching crisis proportions. The New York Federal Reserve puts the total student loan debt at over $1.52 trillion, with the delinquency rate over 11 percent.
All signs point to market volatility increasing rather than ebbing — at least until after the fall 2018 U.S. elections. Since algorithmic trading is one of the reasons why markets have increased in volatility — can you better weather this storm by accessing the same technology the only way individual investors can, through robo-advisors?
Jumbo debt is usually associated with commercial borrowing along with large residential mortgages — not something that college students normally take on. Until now: Jumbo student loans account for 17 percent of academic debt.
Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath.
