Living for today - Planning for Tomorrow
You have to smile and think, “Amazing” that we’ve sunk to such a low. How did they do it? What did they do to turn so many Americans in to crazed lunatics. Running, screaming, shrieking as they push each other out of the way to be the first person in to a Walmart, Sears, ToysRUs, etc.. Yes, $397 is a pretty good price for a
http://money.cnn.com/2005/11/23/pf Well, I never thought I’d actually link to an article about Billy Graham, but here I am linking to it. He articulates that Americans shouldn’t spend so much money for Christmas and cites the rampant consumerism that is so prevalent these days. http://money.cnn.com/2005/11/22/pf An article that gives tips for dealing with paying for all this consumerism http://today.reuters.com/news/newsArticle.aspx Debate over what is going to be
Well, the articles on interest rates and variable rate mortgages are starting to flow pretty heavily now. I guess that’s to be expected. If you recall some of my previous posts about variable rate mortgages during the lowest interest rate period in 40 years, I was questioning if variable rate mortgages were the right decision for people. A lot of people got them. Not only
I worry a lot. I suppose that’s one of the reasons that I save. There is too damn much uncertainty in the world. There is not a very big part of me that wishes I’d been born one generation earlier, but there is a little. I mean hell, One generation ago they didn’t have: -Personal computers -Ipods -Microwaves -Cellular phones -Cruise control -Our level of
I’ve decided to start a new campaign. I call it “Paper or Plastic”. Let me explain. Plastic = credit. You know what this is. 18% interest (or worse). Paper = cash. We all know what this is. Greenbacks. I believe you should always use paper. ALWAYS. Sure, there are a few people out there that have the self discipline and knowledge to use credit to
I was going to try to say something smart tonight but I realized that I let my company suck all the words out of me today. I guess I’ll just sit here and seek out other’s words. On a separate note, I did get another raise. (Second one in 2 months). Last time was a 10% raise. This time it’s another 5%, although it may
Create Some Good Fortune for Yourself You may have heard this statement before, but I’d like to make it for those of you who haven’t heard it: If you don’t ask, the guaranteed answer is no! Now, with that in mind. Here’s a list of things you can do to try to lower your outgoing expenditures: Call each credit card company and ask them for
Man. I have got to start buying the more expensive gas from the ridiculously overpriced gas station down the street. Today we filled up the tank at Costco. Gas was $2.34 per gallon. We haven’t seen it that low in a LONG time. If you have read this blog for awhile, you know I am a huge Costco fan. I love their prices, and I
I don’t normally pay much attention to payday since we keep enough cash in our savings and checking to cover a couple months bills. Sure I notice when the money shows up in our account, but I don’t exactly count on the money in order to cover expenses on the same day I get paid. (think of all those people who rush their checks to
Maybe you know this, or maybe you don’t. Giving money to someone that needs it more than you do is TOP NOTCH. Now, I give money to my church (that I don’t attend very often) every month. That doesn’t necessarily feel all that good. That’s more like paying a monthly subscription to your religion. I’m talking about giving money directly to someone that can use