Living for today - Planning for Tomorrow
I was driving by the gas station today and looked at the cheapest gas on the sign. It was $3.29 a gallon. What I find interesting is the last time gas was $3.29 a gallon, the whole nation was screaming bloody murder. Now, rather than scream, everyone seems to be just sucking it up and paying the price. It’s interesting how we slowly aclimate to
Here I am, sitting pretty with a 5.75% fixed rate 30 year mortgage. Sure, I could have gotten a little better rate when the mortgage rates were at their bottom, but I didn’t. Overall, I’m not complaining about the rate I’ve got. At least it’s a reasonable rate and it’s fixed. I don’t have to worry about rate adjustments every 6 months, or payments that
Well, I suppose it had to be too good to be true. I posted my “Top 13 Money Saving Ideas Of All Time” and one of those tips was to only use two squares of toilet paper. Then, only days later, Sheryl Crow comes out and says that you should only use one square of toilet paper. (Talk about extreme). Well, apparently Sheryl was just
After signing up for the Ohio state sponsored 529 plan, I faced another decision. How would I allocate the money that I am investing each month? I wanted to choose index type funds for their low expense ratios and diversified approach, but I also wanted to be sure I had exposure in more than one market segment. For me, I’ve found that I’m most comfortable
If you are young like me, you’ve probably stopped and wondered whether the entitlement programs of today will be here tomorrow when you need it. I’ve often thought about what my reality will look like in the future. I’m worried that the programs that my parents have been able to use won’t be around for me. Scott Burns has a great post about the state
Every website that has been around for awhile gets a few search engine referrals. Most of the time the subject that the person searched for is pretty standard. If you host a blog about personal finance, you might expect to have people search for “investing” or “529 plans” or “consumer debt”. You get the idea. Well, as most blog owners can tell you, sometimes you
If you were to walk down the aisle of any airplane prior to take off and ask people how much they paid for their ticket, you would be amazed at the varying prices. One person may have paid $89 for a ticket, while the guy sitting next to him might have paid $900. We all know this so we try not to be the guy with the
Apparently a group of people in New York had quite a scam going. They had an army of waiters/waitresses who would run your credit card through an extra scanner while processing your transaction. After they had collected a chunk of numbers they would then be paid between $25 and $35 per card number. You can imagine how quickly that would help supplement their income. Once the
I used to live in that house. Pearl used to come around at the worst possible hours pounding on the door for the rent. Geez. I really don’t miss her:
Remember back when you were a kid and you used to open up the Sears catalog and look through the toy section? Man, I miss those days. I would spend hours thumbing through that catalog drooling over all the toys I wanted to buy. (okay, maybe as an 11 year old I browsed through the lingerie section once or twice, but there was really nothing to