Living for today - Planning for Tomorrow
I’ve been considering killing off cable TV at our house for the last year or so. Today I finally took the plunge and called Comcast. I think what finally caused me to do it was receiving our last cable bill. Our discounts had dropped off and the bill was back up to $110 for cable and Internet. The same day I happened to read an
For the first time in my life, I finally got nailed by a $25 late fee. When I opened the letter I was very disappointed to see that somehow I hadn’t paid the monthly bill on our credit union credit card. We always pay the entire balance off each month and last month somehow we missed it. Arggh. To add insult to injury the total
I’m just back from an absolutely wonderful, relaxing vacation in Arizona. We went down and spent just under a week with my Aunt and Uncle in Lake Havasu. They have a beautiful house there on a golf course in a gated community that they spend the winters at. It was better than a 5 star resort. Our daughter spent hours and hours in their swimming
I absolutely love this video. Louis CK pretty much nails it. As bad as things might seem, things are actually pretty good. Just a bit of humor to keep things in perspective:
My wife and I were evaluating what we could do for a short vacation while our daughter is off for spring break and we’ve decided to head to Lake Havasu Az. The flight is booked and the rental car is reserved. All we need to do now is sit back and wait to leave. While we are down there, I’m planning on doing a bit
I think I may have some sort of split personality disorder. While I’ve been working hard to lock down our spending, I’ve also found myself “giving in†to a few desires. One of those desires is a new 47†LCD TV from Costco. For the last 7 years we’ve been using the old picture tube TV that was in our house when we bought it.
MSNBC has a feature on their website that lets you check the health of your bank or credit union. I took a look at my credit union and found that they have a troubled asset ratio of 18. That’s actually pretty good. There are over 389 banks (as of Dec 31 2009) that had a troubled asset ratio of over 100 which means that they
When I was younger, I think I always expected I’d have a house payment forever. As I’ve gotten older I have realized that debt is evil and the sooner we can pay off the mortgage, the better. I can’t wait until the day that I can walk through the front door of my house with the deed in hand, much like Nickel over at Five
Wow. CNNMoney has an article up today about a recently released survey from the Employee Benefit Research Institute. They surveyed 1153 US workers and retirees older than 25 years of age in January. Here are some of the results: 54% of workers said they have less than $25,000 saved for retirement 24% have delayed their retirement in the past year 27% of workers said they
This is a question I’ve struggled with over the years and have posted about in the past. I’ve gone back and forth on whether I should have earthquake insurance. A few years back, I decided that the odds were against me and I bought some. The premiums are $370 per year which is not that bad for a $315,000 house. A few things help me