Living for today - Planning for Tomorrow
I love Craigslist. Every now and then I browse through the “Best of Craigslist” posts. Here was one from a guy trying to sell his couch. I wonder if he was successful: Couch – Very Uncomfortable, Red – $3.75 Hello. Here is my couch. I hate this couch and it needs to get out of my house. It is the worst couch I have ever
The first thing I thought about when I read this story is, “That million isn’t going to last long”. This woman found a $10 bill on the ground and then used it to buy lottery tickets. She’s glad she did because she won a $1 million dollar jackpot. The article says that she has 9 maxed out credit cards and $8500 in debt from an
I just noticed there is a new “millionaire in the making” that I hadn’t seen. Jeanette Courts is a divorced 38 year old mom who works for the Pentagon making 94,000 per year. Here is a summary of her net worth: Government Thrift Savings Plan: $107,000Roth IRA: $6,000Savings Bonds: $2,000Online savings account: $10,000Brokerage account: $1,000Other savings: $4,000Home equity: $190,000 Jeanette is looking good. I’d say
It seems like such an easy question to answer. Of course the answer varies from person to person, but let’s just say that you know what you need to have when you retire. If you would like to retire with an annual retirement income of $50,000, you are going to need to have roughly a million dollars at retirement age. This assumes that you are able
As we have been slowly working on our lake house we’ve been faced with more than a few options on what we should install. Originally we had planned on just putting in wall heaters and baseboards for heat. There is no “in ground” gas available out there and we really didn’t want to have a large tank on the property to hold gas for a
As I was working on the blog layout, I knew I needed to manipulate a couple graphics. I’m absolutely horrible at graphics work, as evidenced by my header. I’ve always liked playing around with Photoshop and really enjoyed some of the plugins they had for it when I used it a few years ago. Well, that was many versions ago so I don’t even have
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I have posted about this subject before but I recently read an article that did a good job of explaining this. A professor got access to a database of people that have been participating in a study for the last 25 years. It started when they were in college and now these people are in their forties. While the original study didn’t cover finances, it
I love technology just as much as the next guy and have been watching the Optimus keyboard as it winds it’s way through the design and production lifecycle. It’s pretty revolutionary as far as keyboards go. Rather than have static, fixed text on each key, it has dynamic OLED icons on each keyboard so that you can map the keys any way you like. The
The idea of not having a mortgage payment and truly owning my house makes me salivate like a dog standing over a nice medium rare T-bone steak. I’ve been prepaying on my mortgage for a few years to knock some of the interest off and pay my home off early. I’ve taken a very unscientific approach to paying the mortgage off early. I’ve simply added