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I Bonds Now Pay 4.26% Through October 2026: 5 Rules Savers Should Know Before Buying

Brandon Marcus

A fresh I Bond rate announcement always grabs attention, especially when savings accounts, CDs, and other cash options compete for the same dollars. The latest update gives Series I Savings Bonds a composite rate of 4.26% for bonds purchased from May 2026 through October 2026. That rate includes a fixed rate of 0.90%, which remains attached to the bond for its entire life. For savers

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