It’s amazing how long it has taken to get our refinancing completed. It all stems from the massive way of people that jumped at the chance to get 30 year fixed loans at historic rates. I had been worried about how long it was taking because I was worried our rate lock would expire. Once my credit union assured me that they would extend the
They Are Calling it Bloody Monday
If you haven’t been looking at the news much today, you might be surprised to hear the media has already given today a nickname. They’re calling it Bloody Monday due to the number of job losses. CNNMoney reports that there have been over 68,000 job cuts today alone (announced). With earnings announcements all week, I think we’ll see a higher number by the end of
Good Riddance Mr. Fancy Pants Restaurants
Okay, maybe that’s a little harsh but we have discovered we’ve pretty much quit eating out, other than an occasional fast food restaurant. After reading Madame X’s post about where she spent her food money last year, I can say I’m quite happy we have stopped eating out at places like Applebees, The Keg, Red Robin and other local “sit down” restaurants. I was shocked
Are People More Willing to Take Salary Reductions to Help their Coworkers?
As I struggled to stay awake in a 7 hour meeting yesterday, I was happy to see that it was time to take a break and connect to a webcast that our Vice President was holding to discuss 2009 goals for IT (Our Information Technology group). He also planned on taking 45 minutes of questions during the session which is what I was most interested
Back on the Diet Kick
Well, after a couple month hiatus, I’m dieting to shrink my waist line a bit. I’m not really subscribing to a strict diet but I have drastically reduced my food intake and am counting calories through the Weight Watcher’s method. To keep me honest I’m meeting my brother in law at his house to weigh in each Monday night. So far so good. If I
The Office: Malaysia – Sweatshop Edition
I’m a big fan of the office. I found this pretty darned funny. They found pretty good characters to compare with the American version. If you read fark.com, you’ve probably already seen it. Favorite line: Michael is a big phony wiener face
We Continue to Wait for Our Mortgage Refinance to Close
When we went through the application process to refinance our house we locked our interest rate for 45 days at 4.875% for a 30 year fixed loan. We are quickly approaching the end of the lock period and I have found myself feeling a little bit stressed because interest rates have gone up a bit. When I looked in to what would happen when my
People Continue to be Scammed by Nigerians
When will people quit falling for these scams? A LONELY postal worker has landed himself in huge debt – after handing over £130,000 to a string of internet scammers. Shane Symington started sending cash to the fraudsters in 2007 after he was contacted by a woman claiming she needed funds to help her sick mother. The trusting postie agreed and started sending money from an
Free Coffee and Donuts on Inauguration Day
Companies are planning on being in the giving mood on inauguration day. Here are a few of the goodies that you can pick up for free next Tuesday: Krispy Kreme: Stop by Krispy Kreme and choose your favorite donut. No charge Starbucks: You’re obviously going to need to wash that tasty donut down with something so why not stop by Starbucks and sign up to
Inspired by People Accomplishing Personal Victories
Without a doubt one of my favorite parts of participating in the personal finance blog arena is reading the great stories of people that have awakened to the lunacy of carrying lots of debt and have changed their habits to grab hold of their financial lives. One of the first people to do this was NCN @ No Credit Needed. I can remember sending him