Living for today - Planning for Tomorrow
There are a few ways that you can protect your retirement so that you have enough cash to live the life you want after you’ve finished working. And one of those methods that people use is laddering. Laddering is a financial method that, in some cases, and if done properly, can help you mitigate risk and help you make smaller investment decisions instead of investing
Many of us are stressed out right now. It makes sense, the world is changing at a rapid rate and I don’t know if it’s just me, but it seems like things just keep getting worse and worse. And some days are just really, really bad. And some weeks are just really, really bad. So, what do you do? It’s tough to have a bad
Let’s be honest, in most cases if you want to buy a car with a credit card it’s not a smart idea. Credit cards have some big risks attached to them and in most cases, it’s not a great idea to make a big purchase with one (like a car), especially if you can’t make the full payment. That said, some people use credit cards
I’ve been taking inventory over the past few weeks in anticipation of making an international move in a few months. Which essentially means I’ve been clearly evaluating my life, the things I own and what I want overall. As it turns out, I have a lot of stuff that I really don’t need. Further to that, I don’t really want it either. As I’ve started
Sometimes you get an item that simply doesn’t work for you. Maybe the item doesn’t work how you wanted it to, it’s broken or you simply decide that you no longer want it. And then, to make matters worse, you lose your receipt. Can you return items to Walmart without a receipt? Can You Return Items to Walmart Without a Receipt? Yes, you’ll be pleased
Every once in a while, there might be a few things you want to offload. Maybe you purchased something brand new like a couch and are looking to get rid of the old one. Or perhaps you want to free up some space in your apartment, so it’s time to get rid of an extra side table. Whatever you have in your house, chances are
We’re not living in the best of times financially, but there are a few ways that you can treat yourself on a budget. Plus you can do two things at once and go for something a little more practical that doesn’t feel so frivolous. If you’re looking for a way to give you a little pick-me-up and do something just for yourself, then you’ll want
With Covid looking like there’s no end in sight—at least not any time soon—you might be headed to college in the fall via your computer. This can make a lot of students nervous. But I’m here to tell you that it’s not all that bad. While I did my bachelor’s degree at a physical university, I did my master’s most online (with the exception of
In some places, the real estate market is definitely working in the buyer’s favor right now and if you happen to have the extra cash and are looking to settle down a bit, then now might be the perfect time. Plus you can get a tax break for buying a house. You heard me correctly, not only do you get a chance to have a
I am making some major changes this fall and I’d like to have some extra money on hand to make that happen. I’ll be making a big move that involves selling pretty much everything I own and getting on a plan. But as anyone who’s moved knows, there are always unexpected expenses. With that in mind, I’ve decided that this is going to be the
