As we’ve been living through the foreclosure mess of the last few years, I haven’t heard all that much about the banks going after homeowners for remaining balances on a mortgage once the foreclosure and sale of the property has taken place. This appears to be on the incline and there is a whole new secondary market for the debt. This is only happening in
How To Stop Being Anxious About Money
I’d like to say that this is a post about getting rid of your anxieties with money. The reality is that this post is more about exploring my own anxieties with money, why I have them and how I combat them. I have thought about and worried about money since the 7th grade. I grew up in a very blue collar home with parents who
ELYM is on Twitter
In case you weren’t aware, ELYM is on Twitter. How about following me on there? By following ELYM, you’ll get all the links to new content and experience pure and earth shattering wit, okay maybe not so witty, but I bet you won’t regret it! Click here to follow ELYM on Twitter
Thousandaire Has a Give Away Going on Now
The Personal Finance blog “Thousandaire” is giving away some Amazon gift cards (with 1st place being $250). If you want to enter, it’s as simple as following him on Twitter, or liking his Facebook page as well as a couple other options. Anyway, if you’re interested in entering go check out the promotion here
Ramit’s Extreme Frugality Tips
I was over reading a great article at Lazy Man and Money about his trip to the Personal Finance Blog Conference in Chicago and scrolled down to the video below of Ramit Sethi’s spoof on all those frugality tips you hear about. (You know, the latte factor etc). Ramit is no fan of those tips and made a parody video about them. I literally laughed
Can You Live Well on $40,000 a Year?
I read an article today about Danny Kofke. He’s the author of the book: A Simple Book of Financial Wisdom, available at Amazon for $12. In the article, Danny talks about how he and his family live on $40,000 per year. There really wasn’t any new information or advice on how he does it but it’s definitely worth reading. A few things caught my eye
We Are The 99 Percent Blog
Have you seen the 99 percent blog? Regardless of whether you think the banks are part of the problem or if each person is responsible for their own situations, it’s still interesting to see what people are saying. People write down on a piece of paper what their situation is (and they are pretty much all dire situations) and then take a picture of themselves
Mad About Debit Card Fees–How to Change Banks
I was going to take the time to put up a post about what it takes to change banks but Nickel over @ Fivecentnickel.com did a great job! He takes you through, step by step. It’s really not hard at all. You can get your new accounts set up with a new institution (I highly recommend a credit union), and then slowly transition everything over.
Planning Ahead Saves Me Money
I hate spending money on basic necessities like toiletries. It’s just one of those things that you have to do though. As I’m getting older, I’m finding the list of “basic necessities” is getting longer. I have a few different medical conditions that have developed over the last 10 years or so that require specialized “necessities”. I struggle with a very large number of allergies.
Steve Balmer Is Under Paid!
I don’t know which side of the fence you sit on when it comes to CEO’s compensation levels. I happen to think most CEO’s are overpaid. Throw as many arrows as you’d like at me but I think a lot of CEO’s could learn a lot from Costco CEO Jim Sinegal. He makes a very good living but he also “get’s it”. Anyway, Business Insider