Living for today - Planning for Tomorrow
With the economy in the toilet we’ve been doing our part to make it worse by eating at home almost exclusively. We’ve actually noticed a reduction in our food spending and we’ve been eating some really good quality meals at the same time. It’s no secret that I LOVE Costco. The meat there is very good quality. I’ve never been disappointed with a cut of
I didn’t mention it in January, but this marks the fourth year that I’ve been blogging on Everybody Loves Your Money. It’s amazing how far the personal finance blogging world has come since I started. I remember back when there was a much smaller number of personal finance blogs. Now, I have trouble keeping up with all of them. While I haven’t been as active
You’d think that, with this economy, I’d be hunkered down in my bunker only spending money on beans, rice and other essential foods and drinks. I’m still not getting warm and fuzzy about the current economic downturn and the prospects for a turnaround. In light of that, you’d think I’d be having zero trouble keeping our spending in check. Well, in reality, I’m still struggling
I’m not sure how long Mint.com has had this feature but I just noticed it today. Now you can add assets like real estate, vehicles and any other valuable assets you have. You can even associate an asset (like a house) with a particular loan so that it calculates your equity in that asset. I found these features by clicking on the “Your Accounts” link
I’m not sure if being home sick will be healthier for me, or if maybe I should have just gone to work. Now that I’m sitting here trying to feel better, I’m watching too much tv and reading too much on the Internet. It’s not looking good out there. You can’t load a financial type website without reading about the latest layoffs, or poor earnings
There is an interesting article over at Fortune magazine called “A recession of biblical proportions“. It takes an interesting look at saving and spending trends during downturns and notes that this recession is different than others in that we are now saving during the downturn as opposed to using previously saved funds to get by. It notes that during the boom times that we have
Well, I suppose ELYM has to be number one at something. As I was browsing through my referral links yesterday I noticed that I got a Google referral when someone searched for “How to save money on prostitutes“. Wow. I’m the number one search result. Something tells me the guy paid full price……..
Arrrgggghh. I have to remember that cars won’t just go forever without some drama. It seems like just yesterday that we put roughly $900+ in to our Honda for a new timing belt, water pump and seals. It was an easy decision to make because we fully intend to drive that car for as many miles as we can. It’s great not having a car
So, yesterday was Bloody Monday. Today we have seen an additional 10,000+ layoffs announced. Last month we saw hundreds of thousands of layoffs announced. Frankly, the risk of getting laid off has not been higher in a very long time. For many people the threat has been realized and you are now forced to frantically look for another job. For those of us that haven’t
It’s amazing how long it has taken to get our refinancing completed. It all stems from the massive way of people that jumped at the chance to get 30 year fixed loans at historic rates. I had been worried about how long it was taking because I was worried our rate lock would expire. Once my credit union assured me that they would extend the