Living for today - Planning for Tomorrow
I’ve always used an electric razor and was shocked to find out how much razor blades cost. Well, someone’s trying to do something about that and making me laugh my butt off in the process: Watch the movie. It’s hilarious. Then tell me if this seems like a good deal!
Well, this is kind of depressing for our future (with the exception of the military). There sure doesn’t appear to be a lot of opportunities for people in their 20’s these days. They’ve got one of the highest unemployment rates and there are many with college educations: http://www.buzzfeed.com/provincialelitist/top-5-employers-of-us-twentysomethings Here are a few interesting facts: Almost 50% of all people age 16-29 are unemployed. 25% of
I watched a great interview with JD Roth from Get Rich Slowly today. I was surprised to find out the interviewer was Ramit’s brother. I have to say I was impressed with Maneesh’s questions and he’s clearly an intelligent guy. So, now I’ve subscribed and will keep my eye on Maneesh’s site (Hack the System). Both Maneesh and JD Roth are doing a great job
If you happen to follow me on Twitter, you know that I put an offer in on a house last week. It was the first time I’ve actually attempted to buy a rental property and I definitely learned a few lessons. I keep a constant eye on all the properties in my area to get a sense of the real estate values, but also in
Have you seen this? It’s GREAT! Vanguard has a very “simple to use” tool that lets you slide a few bars and get an idea of whether your nest egg will last long enough to fund your retirement. They use the Monte Carlo simulation, which is a basically a really big math equation with lots of variable inputs. Since I have a bachelor of arts
If you haven’t already done so, now would be a good time to check your retirement accounts to ensure they are balanced appropriately and that you are contributing as much as you can. The maximum contribution amount for 2012 is $17,000 and if you’re 50 or older, you can contribute up to $22,500 to your retirement account. I have tried to keep our contributions maxed
Have I ever mentioned how much I absolutely love technology? Awhile back I posted an article about how we had cut cable back to just the local network channels and were paying $6.95 a month for an old Tivo subscription so we could record our favorite network shows. This has worked really well so we can watch shows like Modern Family and The Big Bang
I absolutely hate winter. I know I was destined to live somewhere South because I really do detest the winter months in Washington. It’s dreary, cold, gray and I only feel good when I happen to see how much more daylight we get than my friends in Alaska. All that being said, there is one month during the winter that I enjoy from a financial
Have you seen this great website for “America Saves Week”? It has a ton of great information about saving and I especially liked reading about people who have started saving and overcome their financial problems. Here are some great highlights of the site: Saver Stories: http://www.americasavesweek.org/read-savers-stories Assess Your Savings Progress: http://www.americasavesweek.org/assess-your-savings-progress Are You Saving Enough for Your Retirement: http://www.choosetosave.org/ballpark/ Mortgage Payoff Calculator:
In what is becoming a very commons occurrence in the US, Bank of America announced that it will be freezing it’s pension plans for existing employees starting in July. This means that worker’s pensions will only pay out whatever they’ve accrued until July. After July, Bank of America will start adding an additional 2-3% to their 401K matching for workers. http://money.cnn.com/2012/02/23/news/companies/bank_of_america_pension/ I have to admit,