I’ve been kind of quiet lately. I haven’t had a ton to blog about recently, not because we are reprioritizing our personal finances, but rather because they are pretty much on autopilot. The only part of our personal finances that isn’t on autopilot is our continued desire to buy a rental property. I tried to pull the trigger on a couple different houses but lost
Understanding The 203k Loan Program
(This is a guest post) The Federal Housing Administration of the United States offers a number of different programs to help homebuyers obtain financing to purchase a home. One of the more popular FHA programs is the Section 203k housing program. This program allows eligible homebuyers to obtain financing to purchase and renovate a home that meets the program’s qualifications. The FHA works with FHA-approved
The hidden benefits of a budget
(The following is a guest post) I often find budgeting a tiresome chore, but I know the end results are worth it. People often ask me why I’m so confident about my financial situation and how I can afford to buy new gadgets or take long holidays and the answer is, because I plan for them. I know exactly how much my monthly expenses are,
Business cards, flyers and leaflets for companies
(The following is a guest post) Finding affordable and fast printing companies can be a challenge, while you might find a company that has quick delivery times, they might not have low costs and vice versa. Instant Print however, is one of the few companies that deliver services without skimping on the quality. To ensure they are best in their field, they invest heavily in
Someone in Florida is Loaded
As you know, last week the Powerball lottery was $590 million. I had considered buying a ticket (roughly my 3rd or 4th ever) but never made it to the store to actually pull the trigger. I haven’t been tossing and turning all week wondering if I would have won. The reality is that the odds were VERY against me. There is at least one person
The Benefits of Refinancing Car Loans
(Guest Post by Platinum Direct Finance) Recalibrating car loans is often done by consumers who wish to take advantage of a drop in interest rates, or they may simply want to upgrade their current vehicle. In this article we discuss some of the risks you should keep in mind when you want to refinance your car loan. Car loan refinancing is often transacted for some
Things You Can Do To Get The Best Rate On Your Car Loan
(Guest Post by Renee S.) Purchasing a car can be very expensive, especially if you are purchasing a new car from a dealership. Because the price that is paid for a car is so high, you will want to make sure that you are getting the best rate possible for your car loan. Having a lower interest rate assigned to your car loan could result
Financial Milestones
I’ve recently found myself surpassing some financial milestones that I never thought I’d see. Our retirement accounts are at levels that I used to just dream about when I was first starting out. Never underestimate the power of consistent contributions and compound interest, that’s for sure. As I was sitting here looking over the numbers I started to wonder why I’d always thought these milestones
A Closer Look at Credit Scores
(This is a guest post) When applying for any form of credit, such as a credit card or a loan, it is very likely that the lender will carry out a credit check on you. This means using a credit reference agency to look into your credit history and using your overall credit score to determine whether or not you are a risk to the
Move out and thrive! Advice for new graduates.
(Guest Post) Transitioning from your parent’s home to one of your very own can have its ups and downs, especially if you’re a newly graduated college student and up and coming young professional. Whether you’re moving to the West Coast, East Coast or even out of suburban Denver, CO, new grads need to keep in mind a few things that will make their transition efficient