Living for today - Planning for Tomorrow
It’s that time of year. Technology companies announce their latest tech gadgets and phones and then crazy people line up in the streets and camp in tents to be the first to get them. It’s really kind of amazing to see what people will do for a cell phone. The Iphone 5S looks pretty much the same as the old model, does most of the
One of the financial goals we’ve made is to have our house paid off before age 55, or at least have the capability to pay it off if we want to. I know that as I get older, I’ll struggle to find a job if I lose the one I have now. I anticipate that sooner or later I will lose my job, so much
(This is a guest post) There are many expenses associated with being convicted of a DUI. The exact penalties that will be assessed for a DUI conviction vary from state to state and depend on the circumstances of the case, but there are a number of expenses associated with DUI convictions that nearly everyone can expect to pay for. Here are some of the biggest
Last week I was invited to attend a financial event at the local baseball stadium. A friend of mine has been a client of a major investment/insurance company for years and was encouraged to bring a couple friends to this small event. (There were about 70 people total) I’m normally not very interested to attend speaking engagements like this but because it was at the
Lately I’ve been spending a lot of time going over my spreadsheets and playing with various scenarios for our retirement. I often wonder how long I need to work before I can walk away and have enough to last the rest of my life. In reality, I think my wife will live much longer than I will so most of my scenarios ensure that she
(Guest post by Lara Seers) Typically, the standard approach to financing a new home in Australia is to take one home loan for the entire cost. While setting up just one loan is simpler and more common, there are a few situations when two loans end up cheaper than one. Here are some of the benefits of taking out two loans instead of just one.
[This is a guest post by T. Williams] If you’re interested in saving dollars on energy costs, Petroleum Wholesale has expert advice for you. As energy costs continue to rise, families and businesses find that increasing energy costs for heating, transportation, and production eat up an ever-larger share of their budgets. Gaining some control over these costs is one of the best ways to save
So, I bought a new Honda Accord Sport last week. Yes, I know, I’m a fool. Many of the gurus tell you not to buy a new car, but rather, you should buy one a couple years old to take advantage of the depreciation. From my experience and through the research I did, I found that the difference in price between an Accord that is
(Guest Post) If you want to purchase something but don’t currently have the money in your main bank account, using a credit card can prove extremely useful. If you use your plastic sensibly, it can be well worth having around. However, some people struggle to know how best to use theirs, which can lead to overspending. Here are a few tips to help you avoid
[This is a guest post] Obtaining a loan can be a long, costly process when using traditional methods. This is why many people have begun turning to instant loans to get the money that they need. Instant loans have a number of benefits over traditional loans and are becoming more popular as a financial product each year. When considering an instant loan for your financing
