Living for today - Planning for Tomorrow
Do you hate leaving a large amount of cash in a savings account earning nothing? Would you rather invest a portion of that money? Is that even a good idea? I came across an article the other day from a reputable site suggesting that you should invest a portion of your emergency fund so that it can do double duty – keep you safe and
Do you have an extra $1,000 that you want to invest but don’t know where to stash it? If you’re like me you’ve never had a company 401k plan to invest in. That means when it comes to investing you have to do some research and pick the options that best suit your needs. I’ll be the first one to admit: getting started with investing
Every week I share a few personal finance articles that I have enjoyed reading. Here are a few great ones from this week! Brock at Clever Dude writes When Should Kids Start Buying Christmas Gifts? I don’t know what the right answer to that is but my three and five year old daughters love to pick out gift for others. (Not that they’re buying the gifts
Working as an insurance agent for one year taught me that people rarely understand their insurance policies. And I’ll admit, I used to be one of those people who didn’t really understand insurance either. I completely undervalued the importance of insurance and especially, liability limits. I’ve now seen first-hand how fast liability limits can be exhausted and the repercussions under insured motorists have had
Certificates of deposits, better known as CD’s, are an investment option that I’m pretty familiar with. Over the last several years I’ve helped my Grandma keep track of her finances and pitched in to help with the financial management of her businesses as well. She tells me what she wants done and I execute. And, she is a HUGE fan of CD’s. But why? Certificate
Oh shoot. I just realized today is Friday the 13th, 2013. Is that bad? Anyways, I thought I’d share some of my favorite blog posts from the week with you. Here are some posts I thought were great and that I think you’d like, too. Be sure to check them out! Matt @ Mom and Dad Money answers an important question: Should Young Investors Really
I’ve always loved (and was kind of addicted to) the HGTV shows about flipping houses. I was also always amazed about the insane amount of money some of these small homes cost and were then sold for. I was talking to a friend the other day and explaining to him my fascination with real estate and how little houses cost around here. He lived in
[The following is a guest post] When you are a homeowner, you will inevitably need a large sum of cash. This could be to do work on the house, to consolidate your debts, to take a much needed holiday, or a variety of other reasons. Borrowing money always seems like it will be a complicated and stressful process, but it does not have to be.
[Guest article] If you have your heart set on a rugged new Jeep or practical used Volvo, you’ll need to think about how to pay for it most effectively. For car buyers on a budget, it’s important to compare all financing options carefully to find the best rates. The out-of-pocket costs can vary significantly between buying a used car, buying a new car, or leasing
[The following is a guest post] When you decide that you want to sell your house, it can seem like a daunting process even after you have made the decision to take that step. It is a big decision to make and should be given lots of thought about why it is that you’re doing it, and if there is anything that you think you
