Living for today - Planning for Tomorrow
Well, it never seems to fail. I’ve never been able to time the market and trying to time interest rates has proven to be just as difficult. I locked in our refinance rate at 4.875% for a 30 year fixed rate loan. It’s a great rate and I’m thrilled to have gotten it. Of course rates have come back down further since then. My credit
“Think of inflation as your friend. Wouldn’t you like to wear $1,000 suits and smoke $100 cigars? I know I would.” Heh. Happy Friday.
I think everyone should collectively pat themselves on the back. All it took to start reigning in the debt was a massive financial collapse. Hopefully this trend will continue. http://money.cnn.com/2008/12/11/news/economy/flow_of_funds/index.htm?postversion=2008121114 Anyway, check out the article. It’s interesting. I wonder if people are willfully changing their habits, or whether it’s just a lack of available credit……
It was finally too much for me to ignore. We have been paying 5.75% on our mortgage for the last 6 years. We’ve always felt that was a great rate, especially when you consider historical rates. Well, the appeal of a sub 5% loan was finally too much to keep me on the sidelines. We were able to secure a new loan at 4.875% for
Those Brits are really embracing frugality. Rather than go out and spend money they don’t have on useless junk, they are opting to stick to indoor activities that are free: http://news.bbc.co.uk/2/hi/health/7755315.stm
You know I’ve been running through the various scenarios in my head for awhile now. “What if I lose my job? What if my wife loses her job? What if we both lose our jobs?” By doing this, it has given me some sense of security in knowing that I should be prepared for just about anything. I still think we are in for a
This post probably falls under the TMI category (Too Much Information) I’ll confess that Thanksgiving isn’t my favorite holiday. I love the idea of Thanksgiving and have many, many things to be thankful for each Thanksgiving so that part of the day is great. Where it all goes south for me is the food. Since I was a baby I’ve had severe allergies to many,
Some friends of ours have decided to sponsor a family in need this year for Christmas. It’ s no secret that there are thousands and thousands of families who are in dire need of assistance. Everybody Loves Your Money has already donated to the fund and I wanted to offer all of my readers an opportunity to give what they can to help a family
A couple of weeks ago I was over at my mother’s house and happened to ask her how much she was paying for her cable TV and Internet service. I was absolutely SHOCKED to find out that she was paying $130 per month for the two of them. My mother is not much of a TV watcher, but she does watch the basic channels. She
I found an interesting article on The Boston Globe that theorizes what a current depression might look like. I found it interesting and somewhat believable. I agree that the long lines would probably be in the hospital emergency rooms and the theory that people would move to urban centers to rent and reduce their transportation costs seems reasonable, although I’m inclined to believe that the
