Living for today - Planning for Tomorrow
I can afford the payment. I responsibly only borrowed what I could truly afford. I’ve stayed debt free with no credit card debt, car loans or anything other than a mortgage. I save and invest regularly. I’m pretty much doing all I can to be a financially responsible citizen. Unfortunately our society doesn’t seem to reward good behavior. In my daughter’s kindergarten class there are
Sometimes I lay awake at night, worrying about all those people in Las Vegas that need our help. Without tourists, there won’t be rooms to clean, food to serve, maintenance to perform, security to manage and Craps tables to watch. It is with this concern that I have decided it is time to help. Okay, I’m not being completely honest here. While I do share
With the economy in the toilet we’ve been doing our part to make it worse by eating at home almost exclusively. We’ve actually noticed a reduction in our food spending and we’ve been eating some really good quality meals at the same time. It’s no secret that I LOVE Costco. The meat there is very good quality. I’ve never been disappointed with a cut of
I didn’t mention it in January, but this marks the fourth year that I’ve been blogging on Everybody Loves Your Money. It’s amazing how far the personal finance blogging world has come since I started. I remember back when there was a much smaller number of personal finance blogs. Now, I have trouble keeping up with all of them. While I haven’t been as active
You’d think that, with this economy, I’d be hunkered down in my bunker only spending money on beans, rice and other essential foods and drinks. I’m still not getting warm and fuzzy about the current economic downturn and the prospects for a turnaround. In light of that, you’d think I’d be having zero trouble keeping our spending in check. Well, in reality, I’m still struggling
I’m not sure how long Mint.com has had this feature but I just noticed it today. Now you can add assets like real estate, vehicles and any other valuable assets you have. You can even associate an asset (like a house) with a particular loan so that it calculates your equity in that asset. I found these features by clicking on the “Your Accounts” link
I’m not sure if being home sick will be healthier for me, or if maybe I should have just gone to work. Now that I’m sitting here trying to feel better, I’m watching too much tv and reading too much on the Internet. It’s not looking good out there. You can’t load a financial type website without reading about the latest layoffs, or poor earnings
There is an interesting article over at Fortune magazine called “A recession of biblical proportions“. It takes an interesting look at saving and spending trends during downturns and notes that this recession is different than others in that we are now saving during the downturn as opposed to using previously saved funds to get by. It notes that during the boom times that we have
Well, I suppose ELYM has to be number one at something. As I was browsing through my referral links yesterday I noticed that I got a Google referral when someone searched for “How to save money on prostitutes“. Wow. I’m the number one search result. Something tells me the guy paid full price……..
Arrrgggghh. I have to remember that cars won’t just go forever without some drama. It seems like just yesterday that we put roughly $900+ in to our Honda for a new timing belt, water pump and seals. It was an easy decision to make because we fully intend to drive that car for as many miles as we can. It’s great not having a car
