Living for today - Planning for Tomorrow
You’ve been working on your budget. You cut back your expenses, built an emergency fund, and now you have some discretionary income. You want to make your surplus funds work for you. So what should you do? Here are five wealth building strategies for you to consider. Creating a Dividend Portfolio Dividend stocks pay a dividend, or a small percentage, usually each quarter of the
It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
I know it’s hard to believe, but Christmas is creeping upon us. In four short months you’ll be celebrating with family and friends, scrambling to purchase last minute gifts, and worrying about the balances on your credit cards. Yikes. But Christmas shouldn’t break you or be a point of stress. It should instead be a time to enjoy family and friends. A time to enjoy
Nordstrom- An important name for shopping. Nordstrom is one of the leading names when it comes to online shopping. Being an up-scale American fashion retailer, the company has been quite in vogue with most of the Americans because of its exclusive range of products. Each of their products have been made keeping in view the latest fashion trends of the market, thus allowing its customers
It’s Friday. It’s Friday. Eeeek. I have the Rebekah Black song stuck in my head. Seriously, I am glad it’s Friday though. This was Kailyn’s first week of kindergarten and it’s good to have her back for a couple of days. And in just in case you need some weekend reading, here are some of the posts I enjoyed from the week: Turning 28: Abandoning Self
We’ve talked about investing without the stock market and also covered some controversial investments. Today, let’s look at one that falls into both categories: peer to peer lending. Peer to peer lending is just how it sounds. You, as the investor, supply borrower’s money. In return for generously funding their loan you earn interest. And depending on who you loan money to this interest can
Sometimes saving money can be tough. It’s a mind over matter type of thing. You know you shouldn’t be spending money but you just want to. You convince yourself that you need items that you really don’t need. I know what it’s like. Luckily there are some simple money tricks that can help you save. Let’s take a look. Calculate the Cost By Hours Worked
I’ve got open house for my daughter starting Kindergarten tonight and I could not be more nervous! I just can’t believe she’s starting school already. Keep your fingers crossed that I don’t have a panic attack. Does anyone else have a young one getting ready to start school?! On an unrelated not it’s finally time for the weekend. If you’re in need of some reading
Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to. Still, it’s important to know what yours is. In the event of an illness, job loss, or other life altering event where you lose your income you should know how much money you’re going to need to survive. What is a
Do you have a millionaire mind? Will you ever make it to the one million dollar mark? You might. In fact the characteristics of millionaires probably aren’t what you think. Today’s self-made millionaires are not flashy, don’t advertise their wealth, and aren’t workaholics. At least that’s the consensus of Thomas J. Stanley’s studies in the book The Millionaire Mind. According to the data Stanley collected,
