Living for today - Planning for Tomorrow
It was finally too much for me to ignore. We have been paying 5.75% on our mortgage for the last 6 years. We’ve always felt that was a great rate, especially when you consider historical rates. Well, the appeal of a sub 5% loan was finally too much to keep me on the sidelines. We were able to secure a new loan at 4.875% for
Those Brits are really embracing frugality. Rather than go out and spend money they don’t have on useless junk, they are opting to stick to indoor activities that are free: http://news.bbc.co.uk/2/hi/health/7755315.stm
You know I’ve been running through the various scenarios in my head for awhile now. “What if I lose my job? What if my wife loses her job? What if we both lose our jobs?” By doing this, it has given me some sense of security in knowing that I should be prepared for just about anything. I still think we are in for a
This post probably falls under the TMI category (Too Much Information) I’ll confess that Thanksgiving isn’t my favorite holiday. I love the idea of Thanksgiving and have many, many things to be thankful for each Thanksgiving so that part of the day is great. Where it all goes south for me is the food. Since I was a baby I’ve had severe allergies to many,
Some friends of ours have decided to sponsor a family in need this year for Christmas. It’ s no secret that there are thousands and thousands of families who are in dire need of assistance. Everybody Loves Your Money has already donated to the fund and I wanted to offer all of my readers an opportunity to give what they can to help a family
A couple of weeks ago I was over at my mother’s house and happened to ask her how much she was paying for her cable TV and Internet service. I was absolutely SHOCKED to find out that she was paying $130 per month for the two of them. My mother is not much of a TV watcher, but she does watch the basic channels. She
I found an interesting article on The Boston Globe that theorizes what a current depression might look like. I found it interesting and somewhat believable. I agree that the long lines would probably be in the hospital emergency rooms and the theory that people would move to urban centers to rent and reduce their transportation costs seems reasonable, although I’m inclined to believe that the
I think one of the most fascinating things about reading a book like “The Millionaire Next Door” is the personal descriptions about how people spend their money. As I talk to friends and family, I find the same level of fascination when listening to them describe purchases they’ve made, or are planning on making. What’s kind of neat about listening to friends, families, neighbors etc
Now that our daughter is in kindergarten we’ve discovered a whole new society. Before we had a child that was in school, we never really saw the elementary school society that has been active all around us. We haven’t really met a ton of people yet (mostly just chit chat), but the school and the PTA have all kinds of activities for us to attend.
It’s funny how recessions and depressions work. Rather than just resetting in one day, it strings out over many months and potentially years. So far, the water is relatively cold in the pot at my house. Both my wife and I are still employed, although layoffs are coming at my company. I suppose the fact that layoffs are coming at my company probably increases the
