Krispy Kreme is giving away a free doughnut in celebration of national doughnut day (who knew). Run by Krispy Kreme and get your free doughnut but don’t wait because it only happens TODAY.
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Massive Debt for a Mediocre College Education
I was just reading an article about Cortney Munna. She has $97,000 in college debt and is struggling to pay it back and is questioning her decision to amass the debt in the first place. The article talks a lot about who is responsible. At one point in the article the author questions New York University’s actions and wonders why they didn’t tell Cortney to
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Woman Conducts IPO on Her Future Earnings
Wow. Kjerstin Erickson has decided to offer some of her future income for cash up front. She is currently seeking investors to invest $600K with her in exchange for 6% of her lifetime earnings. It’s a very interesting approach. Two others have decided to seek $300K in exchange for 3% of their future earnings. Would you consider doing this? I guess it depends on what
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Cutting Down on the Food Budget
We’ve always been a bit guilty of eating out more than we should. Over the last couple years we’ve actually scaled back quite a bit. It’s hard to go drop $40+ on a meal when you know you could eat MUCH cheaper at home. The problem with eating at home has been that we aren’t very creative about making meals. This leads to boring meat/starch/vegetable
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I’m “This” Close to Canceling our Home Phone
We’re just about to pull the trigger on canceling our home phone service. I have resisted canceling our phone because I have used it a lot for work, since I work out of the house. Recently, I received a VOIP phone number and a Plantronics USB headset for my work laptop and it is working very well. I’m on a pilot at our company which
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If You Could Hear the Crying
As the recession continues I’ve often wondered about the personal suffering that is undoubtedly happening in homes across the country. What are the conversations as families sit around the dinner table? For those people in the 10%+ group that are out of work with few prospects for a paycheck any time soon, are they suffering? If so, how are they suffering? In our neighborhood, my
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Have You Purchased a BluRay Player?
Blu-ray, Blu-ray, Blu-ray. It seems everyone is excited about Blu-ray. Personally, I’m not sure what the fuss is about. From my perspective, from what I’ve seen, it seems to be an overpriced new media format that doesn’t really seem to improve the quality “that†much. I have watched the sample Blu-ray movies in various stores when I’m out shopping and I really can’t see a
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Confession: Coming Clean About Our Expenses
I’ve been spending a lot of time lately peering in to my personal finance spreadsheet. This is the spreadsheet that shows all of our major assets, our income, our expenses and our liabilities. The assets and liabilities really haven’t changed much. Here’s a quick rundown of the major stuff: House: $340K Lake House: $155K Toyota Truck: $9K Honda CRV: $24K Boat: $8K Yamaha Quad: $4.5K
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An Update on the Killed Cable
It’s been a couple weeks since we killed cable and we have absolutely NO regrets. Just as we suspected, we haven’t missed it a bit. We still find plenty of things to watch on TV and we’re saving over $50 per month. Maybe I should rephrase the whole “killing cable†thing. We didn’t actually kill it completely. We kept just the local channels for $15
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We Killed Cable
I’ve been considering killing off cable TV at our house for the last year or so. Today I finally took the plunge and called Comcast. I think what finally caused me to do it was receiving our last cable bill. Our discounts had dropped off and the bill was back up to $110 for cable and Internet. The same day I happened to read an
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