You could be Richard Branson or a tramp in a bin. No matter – if you don’t tighten your purse strings like Scrooge McDuck every once in a while, you’ll end up in a spiral of debt that will only grow larger as time goes by. Indeed, screeds of people fall into bankruptcy every week. And all they needed was a strict budget to stop
5 Ways to Make Your Money Grow
You work hard to earn money and work even harder to keep ahold of it. But have you been actively looking for ways to make your money grow? If not, it might be time. Here are five tried and true ways to make your money grow. Mutual Funds/ETFs While mutual funds and ETFs are technically two different investments they do work in similar ways. In
How Being Unorganized Costs You Money
After three months of going back and forth we are finally moving. Over the past week Jamie and I have been going through each room in the house top to bottom. We don’t want to be stuck with two houses so we’ve made it a priority to declutter as much as possible and make our current house desirable to potential buyers. In doing this I’ve
How to Set Yourself Up for Financial Success in Your Twenties
It’s hard to believe but my 20s are almost over. That’s right, I’ll be 30 next year. Financially speaking, there’s a lot that I did right in my twenties but there are also some things I wish I would have done better. I’m definitely grateful for where I am I but if I could’ve done it all over again here’s how I would set myself
How to Set Yourself Up For Success with One Day a Week Planning
I’ve been feeling super busy throughout the week. Like I’m running on overdrive. Between working, dealing with an overly attached four year old, doing homework, and keeping up with household chores (which aren’t all the way kept up with, I might add) I hold my weekends as sacred. Over the past month the weather has drastically improved and I’ve escaped to the outdoors every single
One Thing You Should Expect When Buying a House
I wrote a little bit about our home buying process a while ago and unfortunately, that process is still happening. I knew buying a house was going to be stressful but I imagined that the majority of the stress was going to be from the drawn out inspection process that we had and also, negotiating. Nope, turns out I was wrong. The stress continues from
How to Improve a Bad Credit Score
There’s a lot of talk, especially with the debt free movements (which are great, btw), about credit scores. Some people will tell you that credit scores are only important if you plan on taking out debt. Other people, like me, know that they are used for so much more. In fact, beyond getting a good interest rate on a loan your credit score is used
Is Network Marketing a Viable Business Opportunity?
Network marketing, or multi-level marketing, is often thought of as a pyramid scheme and a shady practice. However, it seems to be becoming more common these days. In fact, over the past six months I’ve witnessed the incredible influence bloggers have had by teaming up and spreading the word on one such company. I have slightly mixed feelings about it, as you’ll see below. How
How to Use the 10X Rule to Dominate Your Finances
I’ve recently been listening to a lot of Grant Cardone’s videos on my phone. I’ll be the first to admit, I was a little turned off by him at first. You see, Grant is a top salesman who has built his business from nothing into the multimillion dollar range. He’s straightforward, unfiltered, and a little obnoxious, but yet I find myself listening to a few
The Complete Guide to Selling on Facebook Garage Sales
My love for Facebook Yard Sales began a couple years ago. After trying my hand selling on Craigslist many times I was fed up with receiving tons of texts, phone calls, and emails from people who weren’t really interested in what I was selling in the first place. It was frustrating. So when Facebook Yard Sales and Garage Sales started popping up I decided to