There are some things that I hate spending money on. Christmas trees are probably right in the middle of that list. I’ve never really liked the idea of chopping down a tree, paying $40 for it and then putting it in the trash 30 days later. Years ago, my wife and I would look around for the cheapest tree lot we could find and try
Financial Observations from the PTA
I’ve been volunteering as the PTA Treasurer at my daughter’s school this year, which I’ve found to be both enjoyable and a bit of a pain. I like being involved and getting to know a lot of the parents at the school but I’ve also found it to be quite a bit of work, on top of all the other things I have going on
Unemployment Rates by Race, Sex, Age
Wow, just wow. Check out the unemployment rates by age, sex and race as of Nov 2010. This is not a good time to be a black youth between the ages of 16-19. If you are, you are facing an unemployment rate of 48.4%. Here are a couple highlights: White male over 20: 8.6% White female over 20: 7.2% White youth between 16-19: 20.8% Black
Kill That Store Credit Card NOW!
If you’ve been waiting for just the right time to cancel your department store credit card, this may be it. In a move that I would have never seen coming, the first department store has started charging a nearly $20 fee to their customers that don’t use the credit card for 6 months. WOW! This comes on top of interest rates that can reach nearly
9 TRILLION in Emergency Loans
Holy Sheet. The fed made $9 trillion in emergency loans during the financial crisis. That’s a lot of money: http://money.cnn.com/2010/12/01/news/economy/fed_reserve_data_release/index.htm
Do You Have Free Checking at Chase?
If so, go check out Jonathon’s post about their new and “not improved†free checking. Looks like there is going to be a $10-12 per month charge unless you meet certain conditions. Did I mention I love my credit union? No fees for any of my accounts and they pay me INTEREST on every account. God bless them. http://www.mymoneyblog.com/chase-adds-new-10-monthly-fee-to-free-checking-formerly-wamu.html
Black Friday Purchase
While I normally don’t like to get caught up in the Black Friday shopping frenzy, I did take advantage of a sale on appliances at Lowes (online so I didn’t have to deal with the crowds). This wasn’t a spur of the moment, irrational purchase by any means. We started plumbing and wiring a spot in our lake house for a washer and dryer many
Free Land!!
Would you like some free land to build a new home? Tired of city life? Then this article may be for you, although I find it highly unlikely anyone is really interested: 7 Towns Where Land Is Free Everything sounds good until you see the details. Safe to say this land isn’t in Manhattan.
California Millionaire with Leaky Roof
This is a great article to read. I often wonder if I’m too frugal or “cheapâ€. After reading this article, I’m feeling like a free spending crazy person. Edward Wedbush runs a successful investment firm in California that employs 1000 people, manages $15 billion in assets and is valued at $300 million. The company has no debt and had a great year in 2009. Wedbush’s
PLEASE DO NOT GET THIS CREDIT CARD!
Please tell me you don’t have the Kim Kardashian card. Please. There is a new card out that is being marketed as the Kim Kardashian Kard. Without question it’s the worst credit card that I’ve ever seen. Here are the details: Kardashian Prepaid MasterCard Card Purchase (Includes monthly fees for 6 months) $59.95 Card Purchase (Includes monthly fees for 12 months) $99.95 Monthly Fee (Applies