Living for today - Planning for Tomorrow
I was looking over my spending from the past month when I realized that I had slipped up a bit. Even though I had told myself that I was going to be fairly strict with my spending so that I could reach my more important goals, I got lazy. And for me that’s where the problems start. I know that if I set up a
For new parents to be pregnancy is such a fun time. You can dream about your child and look forward to the future. And the mom to be is usually nesting away trying to get the house taken care of. One of the most helpful things you can do before getting pregnant is to set yourself up financially. Here are some financial preparations to make
It’s true, I used to be scared to invest my money. And really I’m not so sure that I was as afraid as I was confused. But investing doesn’t have to be scary or confusing. Here’s all you need to know to get started and stop being afraid to invest. # 1 – Start Small Thanks to technology there are hundreds of different brokers competing
Paying yourself first could be the ticket to building financial stability and eventually, financial independence. If you’ve been struggling to save and are wanting to build solid financial habits, here’s how to pay yourself first. Treat Your Savings Like a Bill To effectively pay yourself first you need to treat your savings like it’s a bill. Pick a certain day each month (preferably a pay
Sometimes it’s easy to jump on the bandwagon without even giving second thought as to WHY you’re doing something. This is often the case with money. Whether you’re keeping up with Joneses and spending too much money or keeping up with Frugal’s and pinching pennies to the point of leading a miserable existence, chances are you’re damaging your relationship with money. If you want to
If you’re trying to work on your personal finances budgeting is one of the very first things you should do. Having a good budget can help you become more intentional with your money. Instead of your money ruling you, budgeting allows you to tell your money where to go. But just because budgeting is a positive thing doesn’t make it easy. Here are three important
Although I don’t choose to live in the country to save money I do, in general, feel like living in a rural area is a good financial choice. However, last year I moved even more rurally – right in the middle of the woods, to be exact. While I got a bargain on the house and very much enjoy where I’m at everything isn’t perfect
I have mixed feelings when it comes to saving money by buying in bulk. Done right it can definitely be a good money saving tool but more often than not I see people actually wasting money by using this strategy. If you like warehouse shopping and want to make it work in your favor here’s what to do. (And what not to do!) # 1
Do you catch yourself saying “I’m bored” often and can’t thinking of anything to cure that boredom? If so here are seven smart (and productive) things to do when you’re bored. Organize Something One of the first options I turn to when boredom strikes is organization. A clean and organized home always makes me feel clear headed and relaxed which is why this one is
You don’t have to spend a lot of money on Valentine’s Day to make it special. This is especially true if you’re married or dating a money conscious women. In fact, I would be appalled if my husband “surprised” me with an inexpensive gift. I would much prefer a thoughtful gift that is easy on the budget. If you’re low on money but still want
