Living for today - Planning for Tomorrow
I think I may have some sort of split personality disorder. While I’ve been working hard to lock down our spending, I’ve also found myself “giving in†to a few desires. One of those desires is a new 47†LCD TV from Costco. For the last 7 years we’ve been using the old picture tube TV that was in our house when we bought it.
MSNBC has a feature on their website that lets you check the health of your bank or credit union. I took a look at my credit union and found that they have a troubled asset ratio of 18. That’s actually pretty good. There are over 389 banks (as of Dec 31 2009) that had a troubled asset ratio of over 100 which means that they
When I was younger, I think I always expected I’d have a house payment forever. As I’ve gotten older I have realized that debt is evil and the sooner we can pay off the mortgage, the better. I can’t wait until the day that I can walk through the front door of my house with the deed in hand, much like Nickel over at Five
Wow. CNNMoney has an article up today about a recently released survey from the Employee Benefit Research Institute. They surveyed 1153 US workers and retirees older than 25 years of age in January. Here are some of the results: 54% of workers said they have less than $25,000 saved for retirement 24% have delayed their retirement in the past year 27% of workers said they
This is a question I’ve struggled with over the years and have posted about in the past. I’ve gone back and forth on whether I should have earthquake insurance. A few years back, I decided that the odds were against me and I bought some. The premiums are $370 per year which is not that bad for a $315,000 house. A few things help me
JD over at Get Rich Slowly has written a book that is due to be released shortly. JD has built up a massive following at Get Rich Slowly and his writing style is top notch. If his book is half as good as his blog (I’m sure it’s just as good), it should be a great read!! You can pre-order it on Amazon.com right now!
February was a quick month, as it always is. Normally I’d expect it would be an average or below average month for income. This February turned out to be one of our higher income months and it wasn’t even a “3 paycheck†month for us. A combination of factors helped boost our income this month and helped us add a solid $5500 to our savings
It’s been a tough week. There’s really no other way to put it. Layoffs at work have hit closer to home than they ever have before and the overall mood in the office is absolutely horrible. Since last Friday I’ve been slowly hearing about many friends and really good employees that have been given their layoff slips. Why? Because the company has decided to try
Another week, another free breakfast. IHOP is giving away a short stack of pancakes today from 7 am to 10 pm. There probably won’t be quite the lines that there were for the Denny’s giveaway, but you don’t get as much food either. http://www.ihoppancakeday.com/pancake-day-details.html
In a sign that not all people are capitalistic monsters, Bob Moore, the founder of Bob’s Red Mill in Oregon, has decided to give his company to the 209 employees that work there. Bob could have sold the company for a large sum of money but decided that money isn’t everything. WOW! Bob has turned down a number of buyout offers over the years and