Living for today - Planning for Tomorrow
Unfortunately investing (or anything personal finance related) isn’t taught in schools. This can make investing seem intimidating for young adults. I know, because it wasn’t too long ago that I felt the same way. Investing is actually quite simple. If you’re looking for easy ways to get started here are some simple ideas. # 1 – Set it and Forget with Index Funds Index funds
I’ve worked hard at growing my savings account over the past couple of years and have finally gotten to a place where I am was extremely comfortable. And then I found out that a house repair was going to cost twice as much as I thought and drain all of my extra cash savings (except for my emergency fund.) Now I’m feeling (and acting) like
Much of the items you’ll find in my house are used. A good 90% of my furniture is used, my clothes are (mostly) secondhand, a lot of my kitchen paraphernalia is handed down from my mother in law and my vehicles are used. I have no shame when it comes to buying used. Here are five reasons why. It Costs Less Let’s start with the
School is quickly coming to an end which means most kids will be home for the summer. If you’re looking for a way to keep your teen busy while teaching her important skills like time management, money management and the value of hard work, a summer job is the perfect fit. Here are ways for teenagers to earn money this summer. A Seasonal Part Time
If you’re suffering from a low credit score I’ve got both good and bad news. The bad news first: there’s no magic bullet to quickly fix your credit score. The good news is that improving your credit score really comes down to five simple factors and the process is actually much easier than you think. Here are the five main factors that affect your credit
Today we have a guest post from Michael Rogers about how you can increase your net worth in short order. Your net worth is an indicator of a number of different things, but ultimately it is a key calculation of your overall financial success. Many individuals make this calculation and realize that their net worth is in need of a little adjustment on the positive
It’s about that time that – if you are getting a tax refund it’s probably now sitting in your bank account or will be arriving any day down. While it’s commonly advised that you should lower you tax deductions so that you don’t receive a tax refund, I don’t feel this is always good advice. In fact, I’ve received a tax refund most years of
A couple weeks ago we went over ways to earn money with real estate. One key method I left out was investing in real estate without owning real property. If you want to invest in real estate or just diversify your portfolio you can do so fairly easily. Here’s how to invest in real estate without owning real property. REITs REITs are real estate investment
When you first get started investing you’ll be presented with countless options. One of the easiest ways for you to get started (and what I wish I would’ve done) is to invest in ETFs. What are ETFs Exchange Traded Funds are usually referred to as ETF’s. ETFs commonly track a basket of assets like a stock or bond index (the S&P 500 or DOW Jones,
One area of spending that I’ve increased in recent months is food. It turns out that when you try to eat healthier you end up spending more money on food than when you were eating junk. My higher than normal food bills got me wondering what the average American family of four spent on food. It turns out I’m not doing quite as bad as
