Living for today - Planning for Tomorrow
We all have spending habits that we instinctively know are bad, but forgo changing because it’s a little more challenging than we want it to be. I completely understand, but if this year we could cut just one bad spending habit we’d end up making a really nice (positive) dent in our bank accounts. Not sure what spending habit you should consider cutting? Here is
Saving money can be challenging for the most disciplined. It’s hard to resist the urge to spend money that’s sitting in an account, especially if you have things you sort of need to purchase. Not actual needs, but things you think you need. If this sounds like something you struggle with then maybe the 52-week savings challenge (aka the 52 Week Savings Challenge) is for
The post-Christmas season can be a crazy time to grab some great deals. While Black Friday and its aftermath (Black Saturday and Cyber Monday) are one of the biggest shopping times in America, the post-Christmas period can be a great time to land on some post holiday sales. Last year, mobile orders rose to 50 percent on Christmas Day. Which simply goes to show that
The b word, again! Gross. I recently wrote about your need for a budget, but I got to thinking that while I’ve established why you need a budget I didn’t exactly cover how to create a budget or what your 2019 budget needs to have. With that in mind, I thought I would follow up with a more detailed post on the ins and outs of
The new year is around the corner and not only is it time to budget, but it’s time for setting financial goals that you can not only accomplish but will put you in a better financial position overall. Financial goals, much like any other type of goal, can get out of hand really quickly. It’s a short jump in your mind from “I want to
Gross, the “b” word. No one likes to talk about building a budget but with the new year approaching and your credit card bills weighing you down, you know it’s time to start. Stat. Budgeting is a serious pain that can help you out in the long run. But man, is it crappy to think about! However, we have just over a month until 2019
It’s that time of year again when it starts to get a little cooler and we begin to dream of faraway beaches and our next sun-filled vacation at the Brando Tetiaroa island French Polynesia (or wherever your dream destination may be!). But going on a vacation costs money and we’re not always sure of the best way to go about saving for it. But fear not, we
According to reports, only 39% of Americans have an extra $1,000 kicking around to be able to pay for financial emergencies. So if you’re in the group of Americans who don’t have an emergency fund, you’re not alone. But you need to have one. Life is unpredictable and unfortunately, it runs off money. There’s no telling what tomorrow will bring so it is in your
Cable seems like such an archaic service. With all the streaming websites and cord cutting options for streaming your favorite shows, I sometimes find myself wondering why it even exists. Today anyway. A few years ago was a different story… When I first moved out of my parent’s house in my early 20s, I was determined to live a cable-less lifestyle. Who really needs to
Everyone wants to save money. Especially those of us who are self-employed millennials who aren’t exactly sure how much actual cash we’re going to make this week. Fortunately, sometimes something as simple as checking your credit card statement can result in saving money. Small Expenses Add Up When you think about it, we purchase many items on a daily basis that add up to astronomical
