Living for today - Planning for Tomorrow
Create Some Good Fortune for Yourself You may have heard this statement before, but I’d like to make it for those of you who haven’t heard it: If you don’t ask, the guaranteed answer is no! Now, with that in mind. Here’s a list of things you can do to try to lower your outgoing expenditures: Call each credit card company and ask them for
Since I’m a follower and try to emulate people that are doing good things, I opened an Emigrantdirect account. I funded it with $5000 that I had sitting in my savings account at my credit union. The day after I started the process I read a post that said I may want to consider funding it with just a little bit of money until I’m
An old salesman friend of mine once said, “If you can’t sell, drive like hell.” Gas is pretty darned expensive. Not as bad as in the UK, but still, it’s no picnic. I find myself having to drive my car for work a lot, which really adds up. Luckily I get paid mileage when I do this. It actually works out pretty good. The mileage
-Pay yourself first. -Save as much as you can when you are young. -It’s okay to have money in the bank. -Don’t borrow your own money and pay someone else the interest. -The people that are impressed with what you have today, won’t be impressed when you live on the street during retirement. -Don’t buy brand new cars. -Coupons are a good thing. -Saving $5.00
You know something? Unless you are a geologist, meeting your financial goals seems to take FOREVER. I’m a product of the “NOW” generation. -I like my meals to be cooked as fast as possible. Microwaves take too long-I like my news NOW. Newspapers are so “yesterday”-I don’t like to wait for my food at a restaurant-My computer always seems too slow, even when it was
Well, we’ve pretty much been glued to the TV watching for any sign of what our parent’s house looks like outside the french quarter. So far we haven’t seen their street but we are hoping that it’s not completely under water. If it isn’t under water, and wasn’t damaged too bad from the hurricane itself, there is always the real possibility that it’s been completely
I found this article on Kiplinger and think it’s relevant, not just to people who haven’t turned 30 yet, but also for people who may be running a bit behind. Here are the 8 things it recommends you do: Identify your goalsStart an emergency fundPay off credit cardsStart investingEstablish creditSet up a strategy to pay off student loansTake calculated risksTravel Most of these (with the
I posted a reader query awhile back asking people what they thought would happen if everyone in the nation started saving 10% of their income. I wanted to repost my question and then post some of the comments I’ve received and also link to an article in the WSJ (thanks Khyron) that talks a bit about how it might impact the economy. Here is the
Investing in stocks is not my cup of tea. The trades that I have made, really haven’t gone all that good. I rode a couple dogs all the way down to the 0.00 price as they went under. Not sure why. I guess I just didn’t know what the heck I was doing. I did buy a little Microsoft. Of course, I bought it after
I saw a post on another blog that talked about being on a saving spree. I thought this was a great idea because it really keeps the concept of saving fresh in your mind. I got excited about doing this and then approached my wife. “Hey honey. I picked up a great idea from a blog. Instead of going on a spending spree, let’s go