Living for today - Planning for Tomorrow
It’s obviously not a secret. Everyone loves to spend money. The desire to acquire new things is so programmed in to our minds that it’s almost primal. Just go next door, or visit a relative, or simply go to the mall and “people watch”. Everywhere you look, people are either spending money, or thinking about spending money to buy things that they might need, although most
Everywhere I look I see opportunities to spend money. Some of them are tempting, but many others are not. Certainly we all have needs and wants. Recognizing how the “wants” can hurt you financially is a huge step in the right direction. Here are my top 10 ways to waste your money and after those 10, we’ll look at what you could have done with
I just read about a roadshow that teaches kids the basics about money. I suppose it’s a start. My preference would be to have a full curriculum in our schools to teach younger kids about personal finance. Since we don’t have that, I guess we have to be glad that at least someone is making an attempt to teach our children about money. This program is
Here is a post that was previously posted back in March of 2005. If you haven’t reviewed the ELYM archives, you may want to take a peek. ———- As you’ve read through all of these articles, have you found yourself thinking that you should have done a few things different? Could you be better off now if you had made different decisions earlier on? Do
I was talking to a friend of mine and she was saying that she and her husband were trying to decide whether they should try to pay off their house in five years or not. They currently have a 15 year loan and have an excess $3K plus per month that could be used to pay down their mortgage. They also have a couple of kids that are
We’ve all heard the phrase, “Keeping up with the Jones’”. If you don’t know what that means, it’s really quite simple. Basically it is a phrase used when one person compares what they have to what someone they associate with has. That sounded a little confusing. Let me give you an example: Bob lives at 123 Main Street. From the outside, it looks like Bob
Last week I saw a preview of an upcoming Oprah show about what happens to people when they experience a financial windfall. As most people that read PF blogs would guess, it doesn’t usually turn out too well. I finally got a chance to watch the Oprah show that I had Tivo’d last week and found it pretty interesting. First there was a lady that
You can thank me later for pointing you to this article that just screams “resourceful”. Now, if you’ll excuse me, I’m going to go see if I can find some filet mignon behind my grocery store. http://www.thestate.com/mld/thestate/news/nation/1…
Becoming financially fit can be challenging. But consider this: Marathoners get up early on the weekends and run multiple miles, sometimes in the rain, skipping the breakfast buffet and Bloody Marys. Makes reaching financial fitness sound totally doable, doesn’t it? So in honor of the Seattle Marathon today, we offer 26.2 tips that work well both for running and personal finance See the whole article
Every now and then I wonder if I’m too much of a tightwad. I’ll confess that there are a few things I do to try to keep our costs down. In no particular order: Religiously turn off the lights (and usually turn on the CFL bulbs instead of regular light bulbs (We have some of each in the house due to preferences) Try to go