Living for today - Planning for Tomorrow
Working for yourself has a lot of pros, but it’s not all rainbows and sunshine like many people make it out to be. The fact is when you’re self-employed you’ve got to put some serious (unpaid) hours in the beginning just to make a name for yourself. After that you’ve got to learn how to manage clients, set your rates, and find ample time to
I’ve been obsessed with reading extreme frugality blogs lately. I’ve also noticed a trend: extreme frugality IS NOT about saving money, it’s about lifestyle. The people who practice these extreme frugality tips might just be some of the wealthiest people you ever meet. That’s because they build lives that are centered on other people, nature, and hobbies that make them happy, not money. They have
Last year one of my big goals was to double my income. And last month I almost did it! I went from earning about $2,000 per month to finishing the year at $3,850. This year my goal is to earn $5,000 a month or $60,000 per year. I’ve got to admit – last year my goal felt a little far-fetched. I was really struggling in
Since there’s only one day left until the New Year I guess it’s time to get my financial goals out laid out. This year I decided on three main financial goals. Since I’ve narrowed it down to just these three I’ll have time to give these the attention that they need. Here they are: Save $20,000 for a Down Payment on a Farm My number
I’ve been getting pretty wrapped up lately in wanting to really, really cut back on my expenses and live a less consumer-driven life. I’m just tired of all the waste – of filling up an entire trash bag full of junk in one day and having my kids’ toy boxes just overflow. So in 2015 you’ll be hearing a lot about how I’m doing all
Are you ready to get your financial in order in a way that allows you to live your life rather than worrying about money 24/7 or spending hours a day tracking your expenses? The reason people often give up on their finances is because they make their systems way too complicated! The best thing you can do for your financial situation is to keep it
I’m going to be honest. When I get busy with work and my personal life by budget starts lagging behind and I have to play catch up. With Christmas, plus my oldest daughter’s birthday, it’s already been a high spending month. To bring my budget back down I’ve been looking at some unusual ways to save money. I scoured the internet, looking for some weird
Sticking to your Christmas budget can be tough, especially if you have kids! Before kids my Christmas budget was never too out of hand. I didn’t have anyone who I felt the need to lavish with gifts. Sure, I still liked giving meaningful gifts, but I found that those didn’t have to cost a lot of money. My first daughter was born in December of
The year is quickly coming to a close. Before you know it we’ll be entering 2015 and you’ll be setting New Year’s resolutions. To ensure that you make 2015 as successful as possible, you should first make sure that all of your finances from this year are in order. Here are four end of the year check-ups you should perform. Debt Assessment It’s extremely important
Thanksgiving is over but that doesn’t mean you should stop being thankful. In the past year I’ve been happier than I have in my entire life and I owe that to one thing: being thankful. That doesn’t mean my life is all sunshine and rainbows – because it isn’t. I’m not a millionaire, I don’t have life all figured out, and some days my kids
