Living for today - Planning for Tomorrow
As an ex insurance agent I’ve seen one too many people struggle to keep their car insurance bills down. I’ve seen monthly premiums range from $300-$500 per month with one car and two people on the policy. That’s scary to even think about. I’ve also learned how the auto insurance business works. And what to do in order to keep a premium low. Because nobody
If your personal finances were actually a company called YOU, Inc. how would you run YOU, Inc.? Would you let your money be spent on frivolous items that didn’t bring you joy, or would you run a tight ship and tell every dollar where to go? I’ve always been a sucker for articles that started like that. So, sorry, I had to put that in
Over the past couple of weeks I’ve been more observant than usual when money comes up in conversation. I’ve talked to some of my younger friends and family members who brag about getting a new car, only to complain three seconds later about their car payment and insurance. They also pridefully state which of their friends just landed new jobs with high pay and how
Are you working toward more than one financial goal? I am, too. You’re probably aware of the fact that if you stick to one financial goal at a time that you’ll be able to keep a lot more focus and reach your goal faster. But life doesn’t always work like that. There are many times in life when there will be several goals you want
You’ve tightened your budget. You’re spending less money on groceries, have lowered your utility and cell phone bills but you still want to save more. Now what? You need some creative ideas to get more out of your money. Luckily, I can help. Here are five unusual ways you can save more money. Raise Your Own Chickens Call me weird but my one of my
After waiting on a contractor for months my boyfriend is finally renovating his bathroom. He lives in a nice, older suburb right outside of town. While his 1950’s brick ranch is in good condition for the most part, the bathroom was not. Aside from the ugly blue tile, toilet, bathtub, and sink there was really one major problem: mold. A problem with the vent in
It’s no secret: banks are tightening up their purse strings. If you have bad credit you can kiss your chance of bank financing goodbye. Except for in the off chance you want to pay 30 percent interest. Then you just might have a fighting chance. Instead of checking around with banks and either a) getting rejected or b) paying thousands of dollars in unnecessary interest
I know it’s hard to believe, but Christmas is creeping upon us. In four short months you’ll be celebrating with family and friends, scrambling to purchase last minute gifts, and worrying about the balances on your credit cards. Yikes. But Christmas shouldn’t break you or be a point of stress. It should instead be a time to enjoy family and friends. A time to enjoy
Sometimes saving money can be tough. It’s a mind over matter type of thing. You know you shouldn’t be spending money but you just want to. You convince yourself that you need items that you really don’t need. I know what it’s like. Luckily there are some simple money tricks that can help you save. Let’s take a look. Calculate the Cost By Hours Worked
Unless you’re into extreme frugality, Mr. Money Mustache style, then you probably aren’t living on a bare bones budget and have no desire to. Still, it’s important to know what yours is. In the event of an illness, job loss, or other life altering event where you lose your income you should know how much money you’re going to need to survive. What is a
