Living for today - Planning for Tomorrow
Once upon a time I didn’t worry about saving energy. My electric and heating costs never fluctuated much, even in the super cold months. Then after getting divorced I moved into a trailer. I went from having $150 heating bills in a 1400 sq. ft. home to having $500 heating bills in a 900 sq ft trailer! Those bills stretched my budget to the max.
I used to get so stressed out when November rolled around. I’d start thinking about what kind of gifts I’d need to buy, whose house I was going to go to this year (divorced family), and how I’d be able to afford all of it. It wasn’t enjoyable. Then I had kids and that changed everything. I didn’t want the holidays to be filled with
You’ve tried your hand at budgeting. Creating detailed spreadsheets, tracking what you’re spending for a few days, whipping out envelopes and filling them with cash, but nothing ever stuck. After about a week of full throttle budgeting you gave up. Your spending went back to normal and you decided your personal finances will be doomed forever. Does that sound like you? If so, don’t feel
I was on an organizing kick this weekend. It started with my car Friday and by Sunday I had went through everything in the house. It felt good to get rid of so much junk, but it was also a bit embarrassing. The problem area in my house is toys. Sometimes it feels like the sheer amount of toys my two girls have prevent the
My twenties are quickly coming to a wrap. (Seriously, where did the time go?!) And while I was lucky to fall in love with personal finance at a young age that doesn’t mean that I haven’t made my fair share of personal finance mistakes. Here are the five things you should know about money in your twenties. Kill Your Consumer Debt and Stay Away From
I’m always looking for ways I can cash in my clutter. And since I go through minimalism kicks and seem to acquire more stuff than I care to admit, I’m looking to sell something at least every other month. While browsing Pinterest the other day I saw this post where Bob Lotich, owner of Christian Personal Finance, sold all of his junk and walked away
If you’re trying to make ends meet you’ve likely put away the credit cards, created a budget, and are diligently tracking your spending. But still, there’s more month than there is money. If this sounds like you here are five (creative) ways to save money on everyday expenses. Use Lozo Before Grocery Shopping I don’t have time to sit down, search sales fliers and look
The more I read and write about money the more I realize there’s never going to be a magic solution that changes the way people use their money. Deep down money is basic. I mean look at this one principle – “live below your means.” Those four words pretty much tell you everything you need to do to live a financially stable life. You know
Are you a mom dreaming of the day when you can quit working and start staying home with your kids? Maybe either you or your spouse lost a job. Or, you could be like me, a single parent, with no choice but to live on one income. The circumstances don’t really matter. That fact is that it’s completely possible to support a family on one
Having been single for the past couple of years I’ve had full control over my financial situation. And I’m not going to lie – I like it. But as my relationship with my boyfriend continues to grow the thought of joining finances keeps crossing my mind. While I like that I have control now, I also know that two people can accomplish more than one.
