Living for today - Planning for Tomorrow
Sometimes it’s easy to jump on the bandwagon without even giving second thought as to WHY you’re doing something. This is often the case with money. Whether you’re keeping up with Joneses and spending too much money or keeping up with Frugal’s and pinching pennies to the point of leading a miserable existence, chances are you’re damaging your relationship with money. If you want to
If you’re trying to work on your personal finances budgeting is one of the very first things you should do. Having a good budget can help you become more intentional with your money. Instead of your money ruling you, budgeting allows you to tell your money where to go. But just because budgeting is a positive thing doesn’t make it easy. Here are three important
Although I don’t choose to live in the country to save money I do, in general, feel like living in a rural area is a good financial choice. However, last year I moved even more rurally – right in the middle of the woods, to be exact. While I got a bargain on the house and very much enjoy where I’m at everything isn’t perfect
I have mixed feelings when it comes to saving money by buying in bulk. Done right it can definitely be a good money saving tool but more often than not I see people actually wasting money by using this strategy. If you like warehouse shopping and want to make it work in your favor here’s what to do. (And what not to do!) # 1
Do you catch yourself saying “I’m bored” often and can’t thinking of anything to cure that boredom? If so here are seven smart (and productive) things to do when you’re bored. Organize Something One of the first options I turn to when boredom strikes is organization. A clean and organized home always makes me feel clear headed and relaxed which is why this one is
You don’t have to spend a lot of money on Valentine’s Day to make it special. This is especially true if you’re married or dating a money conscious women. In fact, I would be appalled if my husband “surprised” me with an inexpensive gift. I would much prefer a thoughtful gift that is easy on the budget. If you’re low on money but still want
I’ve always been the tax person for friends and family members who don’t want to wait to get an appointment with an actual tax professional. Oddly enough I enjoy filing simple tax returns and helping out where I can. And because I do a handful of tax returns for others every year I get to see a range of different income tax refunds. Some are
I recently witnessed a close friend break a bad habit he’s had for over fifteen years. He stopped smoking cigarettes. He had tried and tried before but he never could quit. He told himself he wanted to. He used every new “miracle” product that came out. But, he’d never make it for more than two days. Breaking bad habits that you’ve held for such a
How much money would it take to make you feel comfortable? I’m willing to be that an extra $10,000 in the bank would make most people feel far more secure about their financial situation. If you had a solid financial buffer you wouldn’t have to worry about simply staying afloat like the majority of America. Instead, you’d reap the benefits of financial stability and would
A recent Bankrate survey shows that Americans’ are less focused on saving and more focused on staying current on bills and paying debt down. If you can’t keep up with your bills here are some things to try. Living within Your Means Often Means Making Tough Choices While there’s certainly a majority of people who’ve whittled away their expenses and made tough decisions, this is
