Living for today - Planning for Tomorrow
According to reports, only 39% of Americans have an extra $1,000 kicking around to be able to pay for financial emergencies. So if you’re in the group of Americans who don’t have an emergency fund, you’re not alone. But you need to have one. Life is unpredictable and unfortunately, it runs off money. There’s no telling what tomorrow will bring so it is in your
Cable seems like such an archaic service. With all the streaming websites and cord cutting options for streaming your favorite shows, I sometimes find myself wondering why it even exists. Today anyway. A few years ago was a different story… When I first moved out of my parent’s house in my early 20s, I was determined to live a cable-less lifestyle. Who really needs to
Everyone wants to save money. Especially those of us who are self-employed millennials who aren’t exactly sure how much actual cash we’re going to make this week. Fortunately, sometimes something as simple as checking your credit card statement can result in saving money. Small Expenses Add Up When you think about it, we purchase many items on a daily basis that add up to astronomical
It’s no secret that buying groceries and having to stock your pantry and fridge can get costly, whether you’re a single person or have a family. While $2.00 for butter and $1.00 for a loaf of bread may not seem like a lot at the moment, it can add up. However, there are ways that buying in bulk to save money helps cut down on
More than 10 million people have used Dave Ramsey’s financial plan, called the 7 Baby Steps, to get out of debt. As an extension of his financial advice, Dave released a budgeting app called EveryDollar in 2015. Since then, customers have posted over 12,000 EveryDollar app reviews in the Google Play store, rating it an average of 4.4 stars. Although this budgeting software has many
Anyone who loves to shop should consider timing their purchases to coincide with sales tax holidays; while only 16 states offer them, some shopping aficionados travel to take advantage of these tax-free windows. Jackie CohenJackie Cohen is an award winning financial journalist turned turned financial advisor obsessed with climate change risk, data and business. Jackie holds a B.A. Degree from Macalester College and an M.A.
Organizations committed to preventing animal cruelty are stepping up their game with various initiatives that in one way or another amount to kitten giveaways. From roughly late spring through early fall, kitten populations tend to overflow animal shelters’ capacities. Humane societies with no-kill policies are increasingly addressing the influx with free feline adoptions during so-called kitten season. Free Kitten Giveaways And even where animal shelters
Do you believe there is a difference between rich and wealthy? Have you ever considered it before? We’re going to spend two quick minutes in this article doing just that. Exploring the Difference Between Rich and Wealthy What is “Rich?” What is “Wealthy?” Time to jump back into grade school for a moment. Sometimes the best way to explore a topic is to lay a groundwork.
If you’re nearing retirement age, or simply planning in advance, you may be asking yourself how much you’ll need. We’re going to target one specific question in today’s article: “Can I live off interest on a million dollars?” Scenarios like this have many variables, so let’s start by asking some questions. Retirement Planning – Can I Live Off Interest On a Million Dollars? Some financial
Do you struggle with traditional budgets? Sometimes once a month is too long to plan out your paychecks. After all, one part of the month may be far more costly than the other, right? If that has been your struggle, I totally relate. I found a solution; however, and that’s why we’re going to talk about financial management on a bi-weekly budget. Financial Management On
