Living for today - Planning for Tomorrow
One of my favorite things to keep my kids busy during the summer is learning activities. At ages six and seven both of my kids very much enjoy anything with an educational spin and are already missing school dearly. Because of this we now have a go-to list of frugal and free educational resources for elementary aged kids. Here are our favorites. Education.com Education.com is
Organization saves me in so many ways. When I’m unorganized I can’t think clearly, things go missing and I feel like I’m living in chaos. When I choose to take a proactive approach and come up with systems, it’s unbelievable how much better I feel, how much smoother my days go and how much money I save. If you’re looking for ways to get organized
Have you ever heard of lifestyle inflation? If not, it’s the theory that as you earn more money you spend that extra money without even realizing it. You grow accustomed to having that extra cash each month and as your income goes up your lifestyle inflates accordingly. Lifestyle inflation is a real thing and it’s pretty tricky. If you’re getting ready to get a big
Overhauling your personal finances can feel pretty overwhelming, especially if you’re starting at ground zero. Luckily, you don’t have to overhaul your finances to get big, lasting changes. Here are seven small financial changes you can make that have a big impact. Tracking Your Spending Tracking your spending is the number one thing you can do to bring a better awareness to your personal finances.
Here lately my energy to work on my house has suddenly reappeared. Over the long weekend I painted two rooms and then headed upstairs to a bathroom that hasn’t been used or touched since we bought the house, right around one year ago. The changes I’ve been making lately have been super inexpensive but have made all the difference in how my house looks and
Much of the items you’ll find in my house are used. A good 90% of my furniture is used, my clothes are (mostly) secondhand, a lot of my kitchen paraphernalia is handed down from my mother in law and my vehicles are used. I have no shame when it comes to buying used. Here are five reasons why. It Costs Less Let’s start with the
If you’re suffering from a low credit score I’ve got both good and bad news. The bad news first: there’s no magic bullet to quickly fix your credit score. The good news is that improving your credit score really comes down to five simple factors and the process is actually much easier than you think. Here are the five main factors that affect your credit
One area of spending that I’ve increased in recent months is food. It turns out that when you try to eat healthier you end up spending more money on food than when you were eating junk. My higher than normal food bills got me wondering what the average American family of four spent on food. It turns out I’m not doing quite as bad as
While growing your own food is often touted as great money saving advice (and I believe it is) it’s one of those areas where it’s easy to go overboard and can quickly become expensive. If you’re interested in growing at least some of your own food here’s how to keep the cost in check. Don’t Buy Kits Have you ever thought about buying an herb
When it comes to money it’s easy to go to extremes – either spending too much or being so tight with your money you’re not living life to its fullest. At one point or another I’ve been at both ends of the spectrum. I used to be at the frugal end of the equation. It would kill me to spend more than $3 on a
