Living for today - Planning for Tomorrow
Not everything has to cost a fortune, over the years I’ve learned what you can and can’t cheap out on—here’s my list: Don’t Cheap Out On These Things Some things are definitely worth their price. These items are (hopefully) going to be with you for a longer, and therefore if it were me, I’d be willing to fork over a bit more cash. Here’s my
5 Reasons Why Charitable Giving is Smart Spending Many businesses and individuals view charitable giving only as a tax write off to help offset income at the end of the year. Others may see it as the cost of doing business or a bothersome decision they have to make a few times a year. The truth is that finding a charity to focus on and build
Traveling around the world is high on a lot of people’s to do lists. But traveling isn’t free … in fact in a lot of cases it’s incredibly expensive. That said, if you’re willing to do a tad bit of work along the way, there are ways to travel cheaply. House or Pet Sitting Okay, so on the scale of 1 to 10 work-wise house
We all have spending habits that we instinctively know are bad, but forgo changing because it’s a little more challenging than we want it to be. I completely understand, but if this year we could cut just one bad spending habit we’d end up making a really nice (positive) dent in our bank accounts. Not sure what spending habit you should consider cutting? Here is
Saving money can be challenging for the most disciplined. It’s hard to resist the urge to spend money that’s sitting in an account, especially if you have things you sort of need to purchase. Not actual needs, but things you think you need. If this sounds like something you struggle with then maybe the 52-week savings challenge (aka the 52 Week Savings Challenge) is for
The post-Christmas season can be a crazy time to grab some great deals. While Black Friday and its aftermath (Black Saturday and Cyber Monday) are one of the biggest shopping times in America, the post-Christmas period can be a great time to land on some post holiday sales. Last year, mobile orders rose to 50 percent on Christmas Day. Which simply goes to show that
The b word, again! Gross. I recently wrote about your need for a budget, but I got to thinking that while I’ve established why you need a budget I didn’t exactly cover how to create a budget or what your 2019 budget needs to have. With that in mind, I thought I would follow up with a more detailed post on the ins and outs of
The new year is around the corner and not only is it time to budget, but it’s time for setting financial goals that you can not only accomplish but will put you in a better financial position overall. Financial goals, much like any other type of goal, can get out of hand really quickly. It’s a short jump in your mind from “I want to
Gross, the “b” word. No one likes to talk about building a budget but with the new year approaching and your credit card bills weighing you down, you know it’s time to start. Stat. Budgeting is a serious pain that can help you out in the long run. But man, is it crappy to think about! However, we have just over a month until 2019
It’s that time of year again when it starts to get a little cooler and we begin to dream of faraway beaches and our next sun-filled vacation at the Brando Tetiaroa island French Polynesia (or wherever your dream destination may be!). But going on a vacation costs money and we’re not always sure of the best way to go about saving for it. But fear not, we
