When my husband and I were going through an extremely frugal season of our lives (in other words, we were broke), it seemed almost impossible to save much money. We put away whatever we could toward emergencies and were, thankfully, living debt-free, but that was all we could do. That was until we decided to take the 52-Week Money Challenge. This is the challenge that
How to Spice Up Your Life While Living On a Tight Budget
It’s easy to equate material goods with comfort, success, and even happiness. Commercials excel at that message. So much so, that living on a tight budget can often be viewed as a life-draining affliction, preventing you to live the life you truly want. Then, there are those moments when your 2-year-old loses all interest in his new birthday present and rolls around in the cardboard
Top 5 Personal Finance Books That Promote a Frugal Family Life
We all learn differently. Some learn best through the visual world; some thrive on a spoken word. Then there are others who enjoy parables or fables that weave a life lesson into a tapestry of story. Since you are kind enough to grace this blog post with your presence today, I have a hunch that you read books, too. I also have a hunch
Amazon Vs. Costco: Which Is the Best Store for New Moms?
After becoming a mom, everybody wanted my money. When I opened my mailbox, a thick Pottery Barn catalog spilled out, offering chandeliers and plush rugs for my baby’s nursery. When I logged onto Facebook, ads for Target and Babies R’ Us lined the side of my screen. How on earth was I to know which one was the best store for new moms? The answer comes through
How I Use Debt to Build Wealth
This is a guest post from Pauline of InvestmentZen.com I do not fear risk. I have failed many times and I am not afraid to pick myself up again and try once more. So when it comes to wealth building, I have actually taken more risks than your average saver and investor to get ahead faster. I took on a lot of debt to invest.
LuLaRoe Clothing: How Does It Measure Up with Competitors?
If you’ve received a request to join something called “LuLaRoe” by one of your Facebook friends, you’re not alone. The up and coming clothing brand with the zany leggings experienced exponential growth in the last 12 months. According to Business Insider, its team of fashion consultants grew from 2,000 to over 35,000! But, is LuLaRoe clothing really better than competitors? Let’s take a look. What
About the Writer
Laura Harris is a professional writer, wife, and mother of two with a background in banking. After taking Financial Peace University with her husband in 2011, they had a life-changing experience made up of everyday changes like learning to communicate about money, getting on a budget, and becoming debt-free right before having their first child. She now stays home with her children, coordinates Financial Peace
Average Net Worth of Americans (It Might Shock You!)
If you’ve never heard the term before your net worth is the value of all of your assets minus all of your liabilities. It’s kind of like a financial report card. Tracking your net worth is one of the best things you can do to see if you are building or killing your wealth. Net worth is also a way to see how you stack
3 Financial Preparations for the New Year
Even though I’m a firm believer that goal setting should be done all year long and not just at the beginning of each year, I do love that the New Year brings somewhat of a fresh start for everyone. It’s the one time of the year when you know that everyone will be working on something that matters to them. (Even if it only lasts
How to Get More Done When Working from Home
I’ve been on a big time management kick lately. It all started when I set the goal to triple my income in six months. Since then I’ve made steady strides and have been able to dramatically increase my productivity. For those of you looking to earn more income, whether that be from a side hustle or your work from home job, or for anyone who