As someone who actually likes personal finance stuff, it’s a safe bet that I keep a pretty close eye on all my accounts. I watch my checking and savings accounts very closely but I also keep a sharp eye on my 401K, Roth and 529 accounts as well. By doing this, I ensure that I have a good grasp of where I’m at financially but
Lemonade Stand to Pay the Bills
Last night my 6 year old daughter decided she wanted to have a lemonade stand after dinner. My wife helped her make a pitcher of lemonade and they spent about 20 minutes making signs with markers. They talked about how much they should charge for each cup of lemonade and, while my daughter thought maybe they could charge $1.50 per glass, my wife ended up
Americans Outsourcing Their Own Jobs!!
More American Workers Outsourcing Own Jobs Overseas
Took a Staycation (ish)
It’s Monday and we just got back from a week long vacation at our lake house near Hood Canal. We considered this a staycation even though we didn’t really stay home at our regular home. Originally we had considered taking a trip somewhere with a budget of around $1500. Due to our inability to actually dedicate the time to plan a trip and the underlying
Cash in the Bank Equals Options
I’ve always been a decent “saver” when compared to most people. I’ve diligently saved in my 401K and have tried to save in other places as well. I always considered saving to be a responsible thing to do and it gave me peace of mind when I was worried about my employment, or other instabilities in our lives. As a 37 year old, this current
We Finally Had a New Roof Put on the House
Money has been really flowing out the door lately at our house. While there have been lots of little expenditures like new cel phones (yes, I bought the Iphone 3 GS), we also had the expense of putting a new roof on the house. A few of our neighbors have already had new roofs put on their houses and have been paying anywhere from $15,000
It’s Drafty in Our Debit Account
A few years ago (at least 5) I set up four accounts at my credit union. One account is my main checking account, one is a debit card account and two of the accounts are savings accounts. One savings account is tied to our main checking account and one is tied to our debit account. You may be wondering why we have separate checking and
Buy the Freezer or Don’t Buy the Freezer? That is the Question
For the last couple months I’ve been dealing with indecision on whether I should buy a small chest freezer for the garage. The only freezer that we have is the small space that our main fridge in the kitchen has devoted to freezing our food. We’ve been able to get by with this amount of freezer space for the last 6 years that we’ve lived
TrueCar is a Great Site to Show You what People are Really Paying for Cars
A friend of mine saw this site and sent me the link. I’m guessing he might have seen it on Lifehacker and sent me the link. TrueCar lets you see what people are actually paying for cars. You can see invoice, MSRP and then actual dealer cost. (Invoice cost is usually not the true dealer cost. In some cases the cost can be significantly lower
How Should I Balance my Wants Vs My Desire to Save for the Future?
I received a comment from “Clear Minded” yesterday on my post about what smart phone I should consider purchasing that is well worth pointing out and discussing further. Here is the comment: “Your blog is confusing to me. You’re thinking about purchasing an extra home, getting an ATV, you’d rather take your car to the expensive dealership for service, and now you’ve decided to get