Living for today - Planning for Tomorrow
In a sign that people are getting even more desperate, more and more people are visiting psychics with financial questions: More putting economic worries in hands of psychics, astrologers In the article the psychic talks about some of the questions she has been getting. They include: “Am I going to be fired?”, “Do I need to do a short sale on my house?”, “When am
No matter how hard we try these days, we seem to keep spending money on major purchases. If you recall, we recently had to put a new roof on our house to the tune of $13,000. That hurt, but luckily we had been budgeting for that for quite some time and were able to pay cash, like we do for everything else. After that major
It’s been a little over two and a half years since my parent’s house caught fire and my father passed away. In that time my mom has slowly gotten over the loss. I can’t remember if I ever mentioned when she was able to return to the house but it took a little over 8 months to finally get her back in. The good news
Laura over at Consumerism Commentary put together a good post about paying your mortgage off early. Most of her post talks about paying a mortgage off in 15 years but she also mentions that any extra you put towards the principle saves you interest. I completely agree. We recently refinanced our house and opted for a 30 year fixed loan at 4.875% interest. Just dropping
CNN Money has a great article, (or set of statements) from key people on Wall street discussing what it was like during those crucial hours and days of the Wall Street collapse. It’s interesting reading. If only I could easily decipher who to despise and who to feel sorry for…… http://money.cnn.com/galleries/2009/fortune/0909/gallery.witnesses_meltdown.fortune/index.html
When we first moved in to this house about 6.5 years ago we were enamored with all the wonderful features. One that I really enjoyed was the sprinkler system. All the nozzles were dialed in just right and it kept the yard beautiful and green all through the summer. It was about late August that first year when we received our summer water bill. I
I suppose I’ve known it wasn’t getting better yet and this week’s unemployment numbers confirm it. Unemployment is now at a 26 year high. We’re still cutting jobs but some economists are starting to think we’re nearing bottom as the number of cuts shrinks each month. Anecdotally, I’m seeing more people lose their jobs around me and my company anticipates further reductions. Unfortunately, a lot
I can’t begin to tell you how lucky I feel to have avoided buying a home at the peak of the real estate market. I was fortunate that my age and place in life had me purchase a home almost 6.5 years ago. Since that time, I’ve watched the value of my house go from $280K to $460K and back to $350K. Obviously it can
Have you ever stopped by a car dealership to test drive a car you know you aren’t going to buy? I’m really considering doing just that. This all stems from my long term lust of the BMW M3. Since the new version came out in 2001, I’ve found myself lying in bed more than once thinking about how amazing it would be to own one.
Not Personal Finance related but still very interesting: Who says electric cars are boring. I wonder what it costs for batteries and an electric motor that will run that fast: