Becoming a millionaire isn’t as difficult as you think. More than 8% of Americans have enough assets to qualify as millionaires. And according to CNBC, most of them weren’t born into wealth. They’re regular, hardworking people just like you and me who have made a series of good decisions to get where they are. If you aspire to be rich, luckily there are things you
Is Collecting Things a Waste of Money?
Recently I learned about a popular brand of pottery I’d never heard of before called Rae Dunn. It’s sold at retailers like TJ Maxx and Marshall’s and is always in demand. People line up at stores that sell it before they open hoping to score some new pieces. There’s such a big market for these products that flippers are able to make a profit by
4 Ways to Live More and Work Less
These days, it seems like everyone participates in hustle culture and dreams of climbing to the top of the career ladder. But what if your goal is to work less so you can devote more time to hobbies, family, and friends? Although our culture prizes busyness, it is possible to escape the grind and create a life you love. Here are 4 ways to live
How Much Should You Spend on Decorating Your Home?
Because of the pandemic, we’ve all been spending more time at home, which has shifted our financial priorities. Instead of investing money in travel and experiences, Americans are spending more on home improvement projects than ever before. In 2020 alone, consumers spent a combined $420 billion on renovations to turn their houses into their dream homes. Before quarantine I didn’t understand the importance of home
Why Are People Obsessed With Money?
It’s normal to care about money. Without it, we wouldn’t be able to take care of our families, achieve lifelong dreams like traveling the world, and retire someday. But some people take things too far and stop seeing money as a means to an end. They view the pursuit of money as their sole goal in life to the exclusion of relationships, hobbies, and work-life
How To Give Money to Family After Winning the Lottery
We all dream of winning the lottery so we can enjoy financial security and do whatever we want with our lives. Whether you’ve won thousands or millions, hitting the jackpot is an exciting moment you’ll never forget. Now that you’ve got some extra zeroes in your bank account, you may want to share your newfound wealth with your loved ones. Here are some tips on
Why Pantry Challenges Are Costing You Money
If you read budgeting blogs or watch frugal living YouTube channels, you’ve probably heard of pantry or “use it up” challenges. Pantry challenges involve eating the food you have on hand in your pantry, fridge, and freezer instead of going to the grocery store. They usually last for about a month to force you to use up everything in the house so nothing gets wasted.
How to Start a Personal Tour Guide Business
If you have a passion for travel, it may be a good move to start a personal tour guide business. You can turn your knowledge of your local area into cash by taking tourists around to the best fishing spots or historic sites. Tourists want to enjoy their trip to the fullest and have unique experiences, so they may be willing to shell out a
Why I’m Saving Up for Solar Panels
A couple months ago I wrote a blog post about how I’m not making any cosmetic updates to my 1970s house. But one home upgrade I plan to make as soon as I can afford it is adding solar panels to my roof—and I’m not alone. According to a recent survey by Pew, most Americans say they’ve seriously considered buying solar panels or have already
Top 5 Culprits of High Utility Bills
You turn off the lights when you leave a room, shut your air conditioner off if you’re not home, and try to conserve water. So why are your utility bills so high? Even if you use energy responsibly, these common culprits of high utility bills can still drain your bank account. Here are five hidden causes of expensive power bills and what you can do