Living for today - Planning for Tomorrow
It’s a common perception that maintaining a healthy lifestyle is expensive. But in my experience, unhealthy habits like drinking, smoking, and eating fast food are more costly than looking after your health, both in the short and long run. Buying sodas, cigarettes, and drive-thru burgers costs more than drinking water and cooking nutritious food at home. Plus, these lifestyle choices can put you at risk
It’s a common misconception that you have to be a minimalist in order to be frugal. However, you don’t have to break the bank to try out the maximalist decor trend that’s popular on Instagram and TikTok. There are plenty of places to get affordable decor, from thrift stores to estate and garage sales. You can also flex your DIY skills and transform old furniture
Growing up, my parents didn’t teach me much about personal finance or model good money behavior. Emergencies hit our family hard because my parents didn’t have much savings despite their high household income. Since I was never exposed to concepts like budgeting and compound interest, I felt unprepared to manage my finances as a young adult. Although I don’t have kids of my own yet,
Although nearly 75% of Americans have a budget, many of us stray from our financial plans and give into overspending. About 85% of people say they deviate from their budget sometimes and make unplanned splurges. Going over your budget can make it more difficult to save money and achieve your financial goals, so it’s important to reign in your impulse spending. Here are some strategies
Behavior plays a big role in personal finance. In fact, there’s a whole field of study called behavioral finance that’s dedicated to figuring out how psychology affects our money decisions. Although we all have different personalities, there are some negative behavioral tendencies and biases humans share that influence how we approach personal finance. Here are 4 psychological principles that could be working against you if
One of the biggest dilemmas people have when choosing a career is whether to go with a safe, stable field or a dream job. I think the reason why this is such a huge debate is because the answer is different for everyone. Some people are more motivated by money, while others are ok with living a modest lifestyle if they get to follow their
It seems like a new must-have device comes on the market every day. If you’re always buying the latest and greatest gadgets, you probably have a bunch of unwanted devices laying around. Instead of letting them collect dust in your closet, here are some ways to make money from old devices you no longer use. 4 Ways To Make Money From Old Devices Trade Them
Since knowledge is power, you may think it’s important to consume as much financial news and educational content as possible. However, taking in too much information about money can make it harder to make good financial decisions. For example, investors who listen to lots of negative stock market news during recessions may be tempted to sell off their investments in an attempt to limit their
According to a recent survey, about 40% of Americans feel behind when it comes to meeting life and financial milestones. About 13% of people feel behind on retirement savings, 10% wish they were more financially stable, and 8% want to own a house. However, even if you haven’t achieved all your financial goals yet, you’re probably doing better than you think. The internet makes it
Recently I bought Animal Crossing New Horizons to play on my Nintendo Switch. I grew up playing Animal Crossing on the Wii, so I got a wave of nostalgia when I fired up the game for the first time. Animal Crossing is probably best known for the quirky talking animals that roam the village. You can interact with these villagers, who often give you interesting
