Living for today - Planning for Tomorrow
In some places, the real estate market is definitely working in the buyer’s favor right now and if you happen to have the extra cash and are looking to settle down a bit, then now might be the perfect time. Plus you can get a tax break for buying a house. You heard me correctly, not only do you get a chance to have a
I am making some major changes this fall and I’d like to have some extra money on hand to make that happen. I’ll be making a big move that involves selling pretty much everything I own and getting on a plan. But as anyone who’s moved knows, there are always unexpected expenses. With that in mind, I’ve decided that this is going to be the
A few years back a friend of mine wanted to take out a personal loan so she could buy a couch and a gym membership—those are absolutely terrible reasons to obtain one. I tried telling her that, but she really wanted the couch. Before you head out and get yourself one for your own couch, one of these might be the best reason for applying
Considering how this year has been going, it’s no surprise to anyone that this summer might be one of the worst—or at least weirdest—ones on record. With COVID still looming over us, there’s no way we’ll be able to take that trip to Scotland or explore the historic streets of Italy. So, what are we supposed to do? Just because this summer’s going to be
Not all loans are equal. Sure, they might all give you access to money when you need it most, but at the end of the day, you have to be careful when it comes to borrowing money. Not all loans are the same or beneficial for you as an individual, these three are loans to stay away from. 3 Loans to Stay Away From While
I used to LOVE the idea of the “hustle”, “grinding” and all of those other terms that felt empowering, until I realized my idea of them was driving me to work more but not smarter. The underlying idea of the hustle is that you’re working a ton, and doesn’t hustle in itself sound kind of snake oily? I’m all about pursing your dreams and making
It can be pricey to file your taxes. You either pay a full-fledged accountant or go to one of those mall pop-ups when tax season hits and it feels bad to have to pay money to pay the government. Luckily, there is Free File Income tax. What is Free File Income Tax? Free File Income tax is the IRS’ solution to lower costs when it
Are you a financially responsible adult? Hopefully, the answer to that question is “yes” but it might be a hesitant “uh… yeah?” In this case, I’ll accept both. Being financially responsible essentially means taking responsibility for your finances. What I’m really asking is, are you in charge of your finances or are they in charge of you? There is a difference. When your finances are
Getting a gift can be a real relief, especially in financially trying situations. But whether that gift is a chunk of change, a piece of property, or anything else of value, it’s possible that there might be some taxes that need to be paid on it. So it’s important to talk about what happens if you fail to file a tax gift return. But before
I have rented since I moved out of my parent’s house almost a decade ago. And while there was a brief period of time that I actually looked for a condo, I’m pretty settled on the fact that I have no plans to buy a house. Will this change in the future? Perhaps, does anyone really know what tomorrow will bring. But, at the end
