Living for today - Planning for Tomorrow
It can be downright scary when it rolls around to the last week and you have no money left. You end up standing there thinking “how are we going to make ends meet for the next few days until payday rolls around.” It’s stressful for you and your family. That’s where learning how to stretch a dollar comes in. We would all like to make
Many of us were thrust into the work-from-home world with no indication that we’d ever be trying to finish a report while the kids run wild in the other room and our partner is on the phone across the island from us trying to make a business deal. It’s not the life we have chosen nor were we ready for it, but it was the
For some, the eat at home challenge is not a challenge at all. We’ve got no place better we can go and eating at home seems to be the most cost-effective way to cut back during the COVID financial slump that many of us are seeing. But eating at home doesn’t mean that everyone is eating home-cooked meals. Ordering in is pretty tempting, and we
It doesn’t look like COVID will be packing its bag and heading for a vacation over the holidays (sadly), which means we’ll be stuck doing what we’ve been doing for the last year sans family. Only it’ll be Christmas and New Years’—and being alone on the holidays will probably suck more than usual. Luckily, I’ve actually spent a few holidays away from family—both by choice
The Christmas season is upon us and it’s time to start thinking about gift shopping. If you really want to get a leg up on the game, I highly recommend you start early Christmas shopping. Beat the crowds, get the perfect gifts and save yourself a bit of cash—here are a few reasons you should start early Christmas shopping. 5 Reasons for Early Christmas Shopping
If you look at financially successful people, you’ll often find one trait in common: self-discipline. It takes a great deal of self-discipline to be successful in any endeavor. That makes finding the best practices to increase self-discipline important. One thing that I’ve noticed over and over is that improving your discipline in one area of your life often spills into every other area. If you
We all know that someone who keeps asking for money and they’re a total nightmare to deal with. Don’t get me wrong, there’s not an issue with helping someone out when they’re in a pinch if you’re comfortable with it and can afford it yourself—though it is important to note that in no case do you have to give someone money. But we’re not talking
Cats are much fussier eaters than dogs, which is why deciding whether to make your own cat food might be more complicated than taking the plunge into cooking for Fido. You might not save as much money making your own cat food as you would if you were preparing meals for a dog, simply because cats are much more carnivorous. However, feeding your cat dry
Saving is a crucial part of your financial future. But we tend not to save just for the sake of saving (not that it would be bad if we did), instead, we have a tendency to save up for things that we want in our future or situations that we know we’ll require additional funds for. It’s hard to sit here and tell you what
Let’s be honest, paying bills is one of the least sexy parts of being an adult but it’s a necessary evil. Most of us never really take the time to set up a financial system that works for us to keep track of bills, we just pay them as they come in. But a willy-nilly system like this leaves us at risk for missing bills
