First thing’s first, what is an internal locus of control? I admit, it sounds a little loosey-goosey, but hear me out. An internal locus of control is a deep understanding that you, not fate, are in control of your destiny. And where you go in life (both figuratively and literally) is a result of your choices, not some overall unintelligible “plan.” I’ve learned recently that
4 Reasons You Should Have Multiple Streams of Income
Finite careers within the confines of the 9-to-5 corporate job market where there are strict salary and time guidelines are normal for lots of people. But those who set up multiple streams of income have a little extra freedom and choice. Are you considering setting up multiple income streams? Here are a few reasons why I think you should: No Job is Ever Really “Safe”
5 Ways to Prevent Credit Card Skimming
Card skimming can happen in any situation. The best way to prevent credit card skimming is to be aware of the risks that are out there and keep your eyes open. But that sentiment is pretty vague, so where are a few additional tips that you can help you prevent it. Use an RFID Wallet When it comes to trying to prevent credit card skimming,
Financial Resolutions You Need to Make in the New Year
Happy New Year, welcome to 2019! It’s time to put together that list of New Years Resolutions we’ll be gung-ho for until the end of January when we seemingly “forget” that they exist – oh, is that just me? I both love and loathe New Years. I crave the fresh new start that it brings every year but am disappointed by the fact that
It’s That Time of Year Again: Doing the 52-Week Savings Challenge
Saving money can be challenging for the most disciplined. It’s hard to resist the urge to spend money that’s sitting in an account, especially if you have things you sort of need to purchase. Not actual needs, but things you think you need. If this sounds like something you struggle with then maybe the 52-week savings challenge (aka the 52 Week Savings Challenge) is for
Don’t Go Crazy on Post Holiday Sales
The post-Christmas season can be a crazy time to grab some great deals. While Black Friday and its aftermath (Black Saturday and Cyber Monday) are one of the biggest shopping times in America, the post-Christmas period can be a great time to land on some post holiday sales. Last year, mobile orders rose to 50 percent on Christmas Day. Which simply goes to show that
Dream of Being Self-Employed? Here’s How To Prepare Yourself
In December 2017, I set out with a goal. I wanted to be self-employed by the end of 2018. It seemed like an impossible feat but its now December 2018 and I’ve been working for myself for the past six months. If you’re wondering how to become self-employed in the next year or so, there are a few things you can do to start preparing
What Your 2019 Budget Needs to Include
The b word, again! Gross. I recently wrote about your need for a budget, but I got to thinking that while I’ve established why you need a budget I didn’t exactly cover how to create a budget or what your 2019 budget needs to have. With that in mind, I thought I would follow up with a more detailed post on the ins and outs of
Financial Goals You Need To Set Today
The new year is around the corner and not only is it time to budget, but it’s time for setting financial goals that you can not only accomplish but will put you in a better financial position overall. Financial goals, much like any other type of goal, can get out of hand really quickly. It’s a short jump in your mind from “I want to
Make $300 Quickly: Short Term Cash Creation Options
Sometimes we find ourselves in a bind with a bill to pay and no money to pay it. Typically, I’d imagine this happens around the end of the month when rent becomes due, and we haven’t budgeted correctly. Regardless of the reasons, you might find yourself with the need to make $300 quickly. Easy Ways to Make $300 Quickly So what can you do? I’ve