Living for today - Planning for Tomorrow
Managing your personal finances is about more than just paying your monthly bills, there are short and long-term savings goals and health expenditures. That’s where a healthcare savings account or an “HSA” comes into play. What is an HSA? An HSA is just like any other savings account but the funds saved in it can only be used for healthcare expenditures. The medical and dental
Death is a touchy topic but it’s a reality. Losing someone is incredibly hard, but it can be way harder when you have debt to deal with. So today let’s talk about a somewhat dark topic that you might be curious about: what happens to your credit card debt when you die? Dealing with death, inheritance and debt can be complex. And the answers to
One of the things I’ve learned as a grownup is that buying groceries is expensive. Seriously, I waste so much money on food. So, if you want to save money on your groceries, I’ve come up with the following tips that have helped me over the years: Make A Grocery List One of the biggest mistakes you can do when grocery shopping (besides going while
It’s the beginning of the month which means we have a whole new set of bills to pay—it’s funny that way, they just seem to come back month after month, even though you just paid them. While I was paying my bills last month I started thinking, how much should my mobile phone bill cost? So I started to ask around. And it turns out,
Disney+ is launching in November, and while it sounds great it means signing up for yet another streaming service that you might or might not use. So, is the Disney+ cost going to be worth it? I am a huge fan of Disney. If I had it my way I’d probably watch Disney 24/7 (granted, they don’t have my true crime documentaries, so maybe not),
Would you opt to take a mandatory personal finance class? Beyond the fact that learning seems like so much work to a number of people, it’s always boggled my mind that nowhere are we taught personal finance. It seems to me that balancing a budget, understanding salaries and work income and figuring out how taxes work would be way more useful to most of us
Life has its ups and downs, and chances are you’ll find yourself in a situation where you’ll want to improve your mood. Whether you have a bad day, crappy experience or are just feeling Allow Yourself to Feel Bad (But Only For a Minute) The first thing you need to understand about being upset is that to truly “get over it” and improve your mood
When it comes to negotiating a new work package or evaluating a job you already have, people tend to focus on salary. But there are a ton of perks at work that have monetary value that aren’t your salary. If you’re negotiating a new contract or looking for a new job, these are some of the work perks you should be looking at: Paid Time
I purchased my first Christmas present this week—it’s a cute throw, perfect for my younger sister. While it seems strange to start Christmas shopping in August, the gift was on sale and perfect, so I thought why not. This on the whim purchase made me start thinking, when is the perfect time to start shopping for the holidays? Is it Too Early to Start Christmas
College is back in session, which means the back-to-school blues have probably kicked in. While heading back to school can seem like a real bummer, there are a few things you can do to kick the back-to-school blues and get started with a positive jolt! Get Your School Supplies There’s nothing like getting new school supplies if you’re a nerd like me. The feel of
