Living for today - Planning for Tomorrow
It’s called your “golden years” for a reason. Your retirement is no time to be stressing about your finances. It probably doesn’t come as any surprise that the key to successful retirement finances lies in planning. So, if you’re at this stage of your financial journey, these are five genius retirement income planning hacks that you need to know. 1. Diversify Your Income Sources It’s
It’s easy to find free advice online these days, but if you want good advice you need to be choosy about where you look. Certain topics and problems require expert input, while other matters can be handed off to friends and family. That said, there’s never been a better time to find support online. Whether you’re looking for a community of people who have “been
With the rise of the gig economy over the last several years, side hustles have become much more than just a trend. For many people, they’ve become a lifeline. Around 34% of Americans have some sort of side hustle that supplements their full-time income. If you’re trying to achieve financial goals like paying off debt or fully funding your emergency fund, the right side hustle
I have a few friends who have been successful in the restaurant industry. Doing this takes a lot of time and patience. You also need to know how to manage your finances and reduce costs where you can. Food expenses are obviously one of the highest costs of operating a restaurant. So, if you are a restaurant owner, you need to know the best ways
If you want to build a strong foundation for your finances, everything starts with your mindset. You have to get complete control over how you think about money. Doing so can help you unlock new opportunities. Before you know it, you’ll be saving, investing, and growing your wealth like never before. One of the best ways to achieve this shift in your mindset is to
My wife and I spent two years in Atlanta as newlyweds. Today, this period of our lives together is something we refer to fondly as our “extended honeymoon.” There were so many things to explore in Atlanta. While we spent plenty of money, there were a ton of things to do without spending a dime. The city is full of hidden gems that offer unique
Having a solid knowledge of personal finance is crucial to achieving financial freedom and living on your own terms. Over half of Americans believe they are nowhere near reaching financial freedom, with one in four having less than $1,000 in savings. People who are wealthy and have financial independence have several things in common. First, they know that being “free” is their ultimate goal. So,
Many people choose to travel by train because it is so cost-effective. You can go from coast to coast in the United States for as little as $236 if you book early enough in advance. That said, there are some absolute horror stories dealing with Amtrak and it seems like where you depart and where you wind up have a lot to do with travelers’
As we enter a new year, it’s clear that financial health remains a top priority for many people. Around 69% of Americans plan on making a financial resolution in 2025. Whether your focus is on savings, investing, or managing debt, there are several money lessons you should take with you into the new year to make the most of your finances. Here’s a look at
Interest in adopting a zero-waste lifestyle has been increasing in recent years. While the idea of “zero waste” might seem overwhelming, it can be incredibly impactful. It can be difficult to fully commit to the idea of creating no waste, but it’s not impossible. If this is something that interests you, here are several steps to kickstart your journey toward a more sustainable life. Understand
