Living for today - Planning for Tomorrow
I was looking through our financial information this week and noticed that our college account for our 7 year old daughter is approaching $10,000. While that seemed like a decent balance for a 7 year old, I started looking at how much we’re really going to need when our daughter finishes high school. Unfortunately, it’s clear we aren’t saving enough. A conservative estimate is that
I took a few minutes to look around the Interwebs to see if I could find a consistent belief on where home prices are headed. While some people believe we are in an economic recovery and home prices will be heading up, it seems that just about the same amount of people think we have a ways to fall before we’ll see price stabilization. Yes,
There are some things that I hate spending money on. Christmas trees are probably right in the middle of that list. I’ve never really liked the idea of chopping down a tree, paying $40 for it and then putting it in the trash 30 days later. Years ago, my wife and I would look around for the cheapest tree lot we could find and try
I’ve been volunteering as the PTA Treasurer at my daughter’s school this year, which I’ve found to be both enjoyable and a bit of a pain. I like being involved and getting to know a lot of the parents at the school but I’ve also found it to be quite a bit of work, on top of all the other things I have going on
Wow, just wow. Check out the unemployment rates by age, sex and race as of Nov 2010. This is not a good time to be a black youth between the ages of 16-19. If you are, you are facing an unemployment rate of 48.4%. Here are a couple highlights: White male over 20: 8.6% White female over 20: 7.2% White youth between 16-19: 20.8% Black
If you’ve been waiting for just the right time to cancel your department store credit card, this may be it. In a move that I would have never seen coming, the first department store has started charging a nearly $20 fee to their customers that don’t use the credit card for 6 months. WOW! This comes on top of interest rates that can reach nearly
Holy Sheet. The fed made $9 trillion in emergency loans during the financial crisis. That’s a lot of money: http://money.cnn.com/2010/12/01/news/economy/fed_reserve_data_release/index.htm
If so, go check out Jonathon’s post about their new and “not improved†free checking. Looks like there is going to be a $10-12 per month charge unless you meet certain conditions. Did I mention I love my credit union? No fees for any of my accounts and they pay me INTEREST on every account. God bless them. http://www.mymoneyblog.com/chase-adds-new-10-monthly-fee-to-free-checking-formerly-wamu.html