For the past year or so when I was working at home I would just happen to glance out my office window at just the right time to see the gorgeous blonde house cleaner arrive across the street. After a few months of this, I happened to notice that she normally showed up on Wednesdays and I’d guess she comes every two weeks. It became
Archives for 2009
Should You Save During an Economic Downturn?
I’ve been reading a lot about all the possible gloom and doom that can be realized when the majority of citizens start saving more. While no one disagrees that saving is good, we’re starting to hear from more and more "experts" that saving is really best done during economic boom times. It turns out that saving during an economic downturn only makes things worse. Unfortunately,
Facing Foreclosure? Make the Lender Produce the Original Mortgage
Here’s an interesting twist on the home foreclosure front. People around the country are having success in getting additional time to avoid foreclosure by requesting that the lender produce the original mortgage documents to prove that they have responsibility for the mortgage and have a right to foreclose on the property. It’s no secret that I’m not super duper sympathetic for many of the people
Thinking About Defaulting on My New Mortgage
I can afford the payment. I responsibly only borrowed what I could truly afford. I’ve stayed debt free with no credit card debt, car loans or anything other than a mortgage. I save and invest regularly. I’m pretty much doing all I can to be a financially responsible citizen. Unfortunately our society doesn’t seem to reward good behavior. In my daughter’s kindergarten class there are
Doing Our Part to Help the Economy
Sometimes I lay awake at night, worrying about all those people in Las Vegas that need our help. Without tourists, there won’t be rooms to clean, food to serve, maintenance to perform, security to manage and Craps tables to watch. It is with this concern that I have decided it is time to help. Okay, I’m not being completely honest here. While I do share
$60 Meal for Only $13
With the economy in the toilet we’ve been doing our part to make it worse by eating at home almost exclusively. We’ve actually noticed a reduction in our food spending and we’ve been eating some really good quality meals at the same time. It’s no secret that I LOVE Costco. The meat there is very good quality. I’ve never been disappointed with a cut of
It’s Been Over Four Years Since I started ELYM
I didn’t mention it in January, but this marks the fourth year that I’ve been blogging on Everybody Loves Your Money. It’s amazing how far the personal finance blogging world has come since I started. I remember back when there was a much smaller number of personal finance blogs. Now, I have trouble keeping up with all of them. While I haven’t been as active
Cash is King at My House
You’d think that, with this economy, I’d be hunkered down in my bunker only spending money on beans, rice and other essential foods and drinks. I’m still not getting warm and fuzzy about the current economic downturn and the prospects for a turnaround. In light of that, you’d think I’d be having zero trouble keeping our spending in check. Well, in reality, I’m still struggling
Mint now Supports Assets to Help Calculate Net Worth
I’m not sure how long Mint.com has had this feature but I just noticed it today. Now you can add assets like real estate, vehicles and any other valuable assets you have. You can even associate an asset (like a house) with a particular loan so that it calculates your equity in that asset. I found these features by clicking on the “Your Accounts” link
Another Victim of the Economy
I’m not sure if being home sick will be healthier for me, or if maybe I should have just gone to work. Now that I’m sitting here trying to feel better, I’m watching too much tv and reading too much on the Internet. It’s not looking good out there. You can’t load a financial type website without reading about the latest layoffs, or poor earnings